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Krungthai Card PCLKGTHY 73 EV-to-OCF is 16.00 as of Sep. 10, 2026, which is 28% below its 10-year median of 22.15. GuruFocus rates KGTHY with a GF Score™ of 73/100 and a GF Value™ of $13.72 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 544 Credit Services companies, Krungthai Card PCL ranks worse than 77.57% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Krungthai Card PCL's Enterprise Value is $4,487.2 Mil.
Krungthai Card PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $280.4 Mil. Therefore, Krungthai Card PCL's EV-to-OCF for today is 16.00.
The historical rank and industry rank for Krungthai Card PCL's EV-to-OCF or its related term are showing as below:
KGTHY'
s EV-to-OCF Range Over the Past 10 Years
Min: -1993.76 Med: 22.15 Max: 240.57
Current: 16.31
During the past 13 years, the highest EV-to-OCF of Krungthai Card PCL was 240.57. The lowest was -1993.76. And the median was 22.15.
KGTHY's EV-to-OCF is ranked worse than 77.57% of 544
companies
in the Credit Services industry
Industry Median: -0.1
vs KGTHY: 16.31
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Krungthai Card PCL's PE Ratio (TTM) for today is calculated as:
Krungthai Card PCL's share price for today is $11.35.
Krungthai Card PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.014.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Krungthai Card PCL EV-to-OCF Related Terms
Krungthai Card PCL EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Krungthai Card PCL's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Krungthai Card PCL's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krungthai Card PCL EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Krungthai Card PCL's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Krungthai Card PCL's EV-to-OCF falls into.
Krungthai Card PCL's current Enterprise Value is $4,487.2 Mil.
Krungthai Card PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $280.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krungthai Card PCL (KGTHY) has a EV-to-OCF of 16.00 as of Sep. 10, 2026. This is 28% below median its historical median of 22.15. According to the industry distribution chart, Krungthai Card PCL ranks #422 out of 544 companies in the Credit Services industry, placing it in the top 77.6%.
Is Krungthai Card PCL's EV-to-OCF too high?
Krungthai Card PCL's current EV-to-OCF of 16.00 is 28% below median its 10-year median of 22.15. Based on the distribution chart, Krungthai Card PCL ranks #422 out of 544 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Krungthai Card PCL has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Krungthai Card PCL's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Krungthai Card PCL ranks #422 out of 544 companies for EV-to-OCF. This places Krungthai Card PCL in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Krungthai Card PCL's current EV-to-OCF is 16.00, which is 28% below median its own 10-year median of 22.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krungthai Card PCL stock overvalued right now?
Based on GuruFocus' analysis, Krungthai Card PCL (KGTHY) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.72, compared to a current price of $11.35 — trading 17.3% below its estimated fair value. The current EV-to-OCF is 16.00, which is 28% below median its 10-year median of 22.15. Krungthai Card PCL's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Krungthai Card PCL (KGTHY), the current EV-to-OCF is 16.00 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krungthai Card PCL (KGTHY) Overvalued in 2026?
Based on GuruFocus' analysis, Krungthai Card PCL stock appears to be undervalued.
The current stock price of $11.35 is trading 17.3% below its estimated GF Value™ of $13.72.
GuruFocus considers Krungthai Card PCL to be Modestly Undervalued.
Key valuation signals for KGTHY:
EV-to-OCF: 16.00 (28% below median its 10-year median of 22.15)
GF Value™: $13.72 vs. price of $11.35 (17.3% below fair value)
No single metric tells the full story. See the KGTHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krungthai Card PCL engaged in credit cards, personal loans and other related businesses. The Company provides services such as Credit Cards, Personal Loans, KTC Brother Boom Money, MAAI by KTC, Shop business and many. The company operations relate to a single business segment which is the financial services business and are carried out in a single geographic area which is Thailand.
73GF Score
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