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The Hartford Insurance Group (LTS:0J3H) E10 : $4.81 (As of Dec. 2024)


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What is The Hartford Insurance Group E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Hartford Insurance Group's adjusted earnings per share data for the three months ended in Dec. 2024 was $2.880. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.81 for the trailing ten years ended in Dec. 2024.

During the past 12 months, The Hartford Insurance Group's average E10 Growth Rate was 23.70% per year. During the past 3 years, the average E10 Growth Rate was 28.10% per year. During the past 5 years, the average E10 Growth Rate was 28.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Hartford Insurance Group was 67.20% per year. The lowest was -33.70% per year. And the median was -8.10% per year.

As of today (2025-04-04), The Hartford Insurance Group's current stock price is $123.72. The Hartford Insurance Group's E10 for the quarter that ended in Dec. 2024 was $4.81. The Hartford Insurance Group's Shiller PE Ratio of today is 25.72.

During the past 13 years, the highest Shiller PE Ratio of The Hartford Insurance Group was 413.42. The lowest was 18.87. And the median was 28.67.


The Hartford Insurance Group E10 Historical Data

The historical data trend for The Hartford Insurance Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Hartford Insurance Group E10 Chart

The Hartford Insurance Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.66 2.30 3.00 3.88 4.81

The Hartford Insurance Group Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.88 4.07 4.48 4.59 4.81

Competitive Comparison of The Hartford Insurance Group's E10

For the Insurance - Property & Casualty subindustry, The Hartford Insurance Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Hartford Insurance Group's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, The Hartford Insurance Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Hartford Insurance Group's Shiller PE Ratio falls into.


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The Hartford Insurance Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Hartford Insurance Group's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=2.88/133.1571*133.1571
=2.880

Current CPI (Dec. 2024) = 133.1571.

The Hartford Insurance Group Quarterly Data

per share eps CPI Adj_EPS
201503 1.077 99.621 1.440
201506 0.965 100.684 1.276
201509 0.901 100.392 1.195
201512 1.010 99.792 1.348
201603 0.795 100.470 1.054
201606 0.542 101.688 0.710
201609 1.122 101.861 1.467
201612 -0.185 101.863 -0.242
201703 1.000 102.862 1.295
201706 -0.109 103.349 -0.140
201709 0.640 104.136 0.818
201712 -10.373 104.011 -13.280
201803 1.641 105.290 2.075
201806 1.598 106.317 2.001
201809 1.186 106.507 1.483
201812 0.520 105.998 0.653
201903 1.714 107.251 2.128
201906 1.020 108.070 1.257
201909 1.430 108.329 1.758
201912 1.490 108.420 1.830
202003 0.740 108.902 0.905
202006 1.290 108.767 1.579
202009 1.260 109.815 1.528
202012 1.470 109.897 1.781
202103 0.670 111.754 0.798
202106 2.510 114.631 2.916
202109 1.360 115.734 1.565
202112 2.100 117.630 2.377
202203 1.300 121.301 1.427
202206 1.320 125.017 1.406
202209 1.020 125.227 1.085
202212 1.810 125.222 1.925
202303 1.660 127.348 1.736
202306 1.730 128.729 1.790
202309 2.090 129.860 2.143
202312 2.510 129.419 2.582
202403 2.470 131.776 2.496
202406 2.440 132.554 2.451
202409 2.560 133.029 2.562
202412 2.880 133.157 2.880

Add all the adjusted EPS together and divide 10 will get our e10.


The Hartford Insurance Group  (LTS:0J3H) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Hartford Insurance Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=123.72/4.81
=25.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Hartford Insurance Group was 413.42. The lowest was 18.87. And the median was 28.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Hartford Insurance Group E10 Related Terms

Thank you for viewing the detailed overview of The Hartford Insurance Group's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


The Hartford Insurance Group Business Description

Traded in Other Exchanges
Address
One Hartford Plaza, Hartford, CT, USA, 06155
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.

The Hartford Insurance Group Headlines

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