The Travelers (MEX:TRV) E10: MXN275.41 (As of Jun. 2026)

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MEX:TRV The Travelers Companies Inc MEX:TRV
72 GF Score
Price MXN6,370.00
GF Value MXN4,757.38
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is The Travelers E10?

The Travelers MEX:TRV 72 E10 is MXN275.41 as of Jun. 2026. GuruFocus rates MEX:TRV with a GF Score™ of 72/100 and a GF Value™ of MXN4,757.38 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Travelers's adjusted earnings per share data for the three months ended in Jun. 2026 was MXN179.027. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN275.41 for the trailing ten years ended in Jun. 2026.

During the past 12 months, The Travelers's average E10 Growth Rate was 20.00% per year. During the past 3 years, the average E10 Growth Rate was 7.90% per year. During the past 5 years, the average E10 Growth Rate was 9.30% per year. During the past 10 years, the average E10 Growth Rate was 7.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Travelers was 19.50% per year. The lowest was -7.00% per year. And the median was 7.20% per year.

As of today (2026-08-28), The Travelers's current stock price is MXN6370.00. The Travelers's E10 for the quarter that ended in Jun. 2026 was MXN275.41. The Travelers's Shiller PE Ratio of today is 23.13.

During the past 13 years, the highest Shiller PE Ratio of The Travelers was 22.67. The lowest was 9.83. And the median was 15.43.


The Travelers  (MEX:TRV) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Travelers's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=6370.00/275.41
=23.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Travelers was 22.67. The lowest was 9.83. And the median was 15.43.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Travelers E10 Related Terms


The Travelers E10 Historical Data

* Premium members only.

The historical data trend for The Travelers's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Travelers E10 Chart

The Travelers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 230.85 238.93 194.54 300.68 265.01

The Travelers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 264.88 263.17 265.01 288.33 275.41

MEX:TRV vs ALL, PGR, CINF: E10 Comparison

For the Insurance - Property & Casualty subindustry, The Travelers's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Travelers Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Travelers's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Travelers's Shiller PE Ratio falls into.


MEX:TRV
72GF Score
The Travelers Companies Inc MEX:TRV
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Travelers E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Travelers's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=179.027/333.9520*333.9520
=179.027

Current CPI (Jun. 2026) = 333.9520.

The Travelers Quarterly Data

per share eps CPI Adj_EPS
201609 47.372 241.428 65.527
201612 67.624 241.432 93.538
201703 40.859 243.801 55.968
201706 38.140 244.955 51.997
201709 19.055 246.819 25.782
201712 38.886 246.524 52.677
201803 43.966 249.554 58.835
201806 37.727 251.989 49.998
201809 49.007 252.439 64.831
201812 41.823 251.233 55.593
201903 58.000 254.202 76.196
201906 40.339 256.143 52.593
201909 29.613 256.759 38.516
201912 63.181 256.974 82.107
202003 54.634 258.115 70.686
202006 -3.693 257.797 -4.784
202009 71.354 260.280 91.551
202012 101.449 260.474 130.067
202103 58.666 264.877 73.965
202106 72.856 271.696 89.550
202109 53.872 274.310 65.585
202112 110.160 278.802 131.951
202203 82.631 287.504 95.981
202206 45.668 296.311 51.469
202209 38.017 296.808 42.775
202212 67.066 296.797 75.462
202303 74.443 301.836 82.364
202306 -1.200 305.109 -1.313
202309 30.309 307.789 32.885
202312 118.650 306.746 129.173
202403 79.662 312.332 85.176
202406 41.953 314.175 44.594
202409 106.721 315.301 113.034
202412 186.867 315.605 197.730
202503 34.779 319.799 36.318
202506 122.955 322.561 127.297
202509 151.156 324.800 155.415
202512 199.143 324.054 205.226
202603 140.294 330.213 141.883
202606 179.027 333.952 179.027

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN275.41 mean?
The Travelers (MEX:TRV) has a E10 of MXN275.41 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Travelers and its competitors.
Is The Travelers' E10 too high?
The Travelers' current E10 is MXN275.41. Overall, The Travelers has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' E10 compare to ALL and PGR?
The Travelers' E10 of MXN275.41 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Travelers and its competitors. The Travelers's current E10 is MXN275.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (MEX:TRV) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN4,757.38, compared to a current price of MXN6,370.00 — trading 33.9% above its estimated fair value. The current E10 is MXN275.41. The Travelers' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For The Travelers (MEX:TRV), the current E10 is MXN275.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Travelers (MEX:TRV) Overvalued in 2026?

Based on GuruFocus' analysis, The Travelers stock appears to be overvalued. The current stock price of MXN6,370.00 is trading 33.9% above its estimated GF Value™ of MXN4,757.38. GuruFocus considers The Travelers to be Significantly Overvalued.

Key valuation signals for MEX:TRV:

  • E10: MXN275.41
  • GF Value™: MXN4,757.38 vs. price of MXN6,370.00 (33.9% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the MEX:TRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Travelers Business Description

Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
72GF Score

Get the complete analysis for MEX:TRV

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN6,370.00
Price
MXN4,757.38
GF Value