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The TravelersMEX:TRV 78 Return-on-Tangible-Equity is 24.42% as of Mar. 2026, which is 72% above its 10-year median of 14.19. GuruFocus rates MEX:TRV with a GF Score™ of 78/100 and a GF Value™ of MXN4,120.80. The stock has 6 warning signs investors should review. Among 499 Insurance companies, The Travelers ranks better than 82.36% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. The Travelers's annualized net income for the quarter that ended in Mar. 2026 was MXN123,416 Mil. The Travelers's average shareholder tangible equity for the quarter that ended in Mar. 2026 was MXN505,315 Mil. Therefore, The Travelers's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 24.42%.
The historical rank and industry rank for The Travelers's Return-on-Tangible-Equity or its related term are showing as below:
MEX:TRV'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.59 Med: 14.19 Max: 28.9
Current: 28.9
During the past 13 years, The Travelers's highest Return-on-Tangible-Equity was 28.90%. The lowest was 10.59%. And the median was 14.19%.
MEX:TRV's Return-on-Tangible-Equity is ranked better than 82.36% of 499
companies
in the Insurance industry
Industry Median: 13.32
vs MEX:TRV: 28.90
The Travelers (MEX:TRV) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
The Travelers Return-on-Tangible-Equity Related Terms
The Travelers Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for The Travelers's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:TRV vs ALL, CINF, WRB: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, The Travelers's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Travelers Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, The Travelers's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where The Travelers's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 24.42% mean?
The Travelers (MEX:TRV) has a Return-on-Tangible-Equity of 24.42% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Travelers and its competitors. This is 72% above median its historical median of 14.19. Over the past decade, The Travelers' Return-on-Tangible-Equity has ranged from 10.59 to 28.90. According to the industry distribution chart, The Travelers ranks #88 out of 499 companies in the Insurance industry, placing it in the top 17.6%.
Is The Travelers' Return-on-Tangible-Equity too high?
The Travelers' current Return-on-Tangible-Equity of 24.42% is 72% above median its 10-year median of 14.19. Over the past 10 years, this metric has ranged from a low of 10.59 to a high of 28.90. The Insurance industry median Return-on-Tangible-Equity is 13.32. The Travelers' value of 24.42% is 83.3% above this industry median. Based on the distribution chart, The Travelers ranks #88 out of 499 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The Travelers has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does The Travelers' Return-on-Tangible-Equity compare to ALL and CINF?
According to the Insurance industry distribution chart, The Travelers ranks #88 out of 499 companies for Return-on-Tangible-Equity. This places The Travelers in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.32. The Travelers' value of 24.42% is 83.3% above this benchmark. Historically, The Travelers' own Return-on-Tangible-Equity has ranged from 10.59 to 28.90 over the past decade. While the company's 10-year median is 14.19 vs. the industry median of 13.32, The Travelers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Travelers's current Return-on-Tangible-Equity of 24.42% is 83.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Travelers and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Travelers's current Return-on-Tangible-Equity is 24.42%, which is 72% above median its own 10-year median of 14.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
The Travelers (MEX:TRV) has a current Return-on-Tangible-Equity of 24.42%. The stock's GF Value™ is MXN4,120.80, compared to a current price of MXN5,323.00 — trading 29.2% above its estimated fair value. The current Return-on-Tangible-Equity is 24.42%, which is 72% above median its 10-year median of 14.19 and 83.3% above the Insurance industry median of 13.32. The Travelers' overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For The Travelers (MEX:TRV), the current Return-on-Tangible-Equity is 24.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Travelers (MEX:TRV) Overvalued in 2026?
Based on GuruFocus' analysis, The Travelers stock appears to be overvalued.
The current stock price of MXN5,323.00 is trading 29.2% above its estimated GF Value™ of MXN4,120.80.
Key valuation signals for MEX:TRV:
Return-on-Tangible-Equity: 24.42% (72% above median its 10-year median of 14.19)
GF Value™: MXN4,120.80 vs. price of MXN5,323.00 (29.2% above fair value)
Industry Position: 83.3% above the Insurance median (#88 of 499)
No single metric tells the full story. See the MEX:TRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
78GF Score
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