The Travelers (MEX:TRV) Scaled Net Operating Assets: -0.39 (As of Mar. 2026)

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MEX:TRV The Travelers Companies Inc MEX:TRV
78 GF Score
Price MXN5,323.00
GF Value MXN4,156.38
! 6 Warning Signs
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What is The Travelers Scaled Net Operating Assets?

The Travelers MEX:TRV 78 Scaled Net Operating Assets is -0.39 as of Mar. 2026. GuruFocus rates MEX:TRV with a GF Score™ of 78/100 and a GF Value™ of MXN4,156.38. The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Travelers's operating assets for the quarter that ended in Mar. 2026 was MXN801,229 Mil. The Travelers's operating liabilities for the quarter that ended in Mar. 2026 was MXN1,822,295 Mil. The Travelers's Total Assets for the quarter that ended in Dec. 2025 was MXN2,587,563 Mil. Therefore, The Travelers's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.39.

MEX:TRV
78GF Score
The Travelers Companies Inc MEX:TRV
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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The Travelers Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Travelers's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2574779.09-1828424.819)/2777749.825
=0.27

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2587563.137 - 12784.047
=2574779.09

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1995283.641 - 161457.112 - 5401.71
=1828424.819

The Travelers's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(801228.927-1822294.5)/2587563.137
=-0.39

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2566215.506 - 1764986.579
=801228.927

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1989421.564 - 161717.254 - 5409.81
=1822294.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.39 mean?
The Travelers (MEX:TRV) has a Scaled Net Operating Assets of -0.39 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Travelers and its competitors.
Is The Travelers' Scaled Net Operating Assets too high?
The Travelers' current Scaled Net Operating Assets is -0.39. Overall, The Travelers has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does The Travelers' Scaled Net Operating Assets compare to ALL and CINF?
The Travelers' Scaled Net Operating Assets of -0.39 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Travelers and its competitors. The Travelers's current Scaled Net Operating Assets is -0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
The Travelers (MEX:TRV) has a current Scaled Net Operating Assets of -0.39. The stock's GF Value™ is MXN4,156.38, compared to a current price of MXN5,323.00 — trading 28.1% above its estimated fair value. The current Scaled Net Operating Assets is -0.39. The Travelers' overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For The Travelers (MEX:TRV), the current Scaled Net Operating Assets is -0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Travelers (MEX:TRV) Overvalued in 2026?

Based on GuruFocus' analysis, The Travelers stock appears to be overvalued. The current stock price of MXN5,323.00 is trading 28.1% above its estimated GF Value™ of MXN4,156.38.

Key valuation signals for MEX:TRV:

  • Scaled Net Operating Assets: -0.39
  • GF Value™: MXN4,156.38 vs. price of MXN5,323.00 (28.1% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the MEX:TRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Travelers Business Description

Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
78GF Score

Get the complete analysis for MEX:TRV

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN5,323.00
Price
MXN4,156.38
GF Value