MZTFF (Mizrahi Tefahot Bank) E10: $4.70 (As of Mar. 2026)


MZTFF Mizrahi Tefahot Bank Ltd MZTFF
73 GF Score
Price $68.32
GF Value $50.75
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Mizrahi Tefahot Bank E10?

Mizrahi Tefahot Bank MZTFF 73 E10 is $4.70 as of Mar. 2026. GuruFocus rates MZTFF with a GF Score™ of 73/100 and a GF Value™ of $50.75 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Mizrahi Tefahot Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.584. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.70 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mizrahi Tefahot Bank's average E10 Growth Rate was 15.10% per year. During the past 3 years, the average E10 Growth Rate was 17.70% per year. During the past 5 years, the average E10 Growth Rate was 19.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Mizrahi Tefahot Bank was 20.30% per year. The lowest was 17.70% per year. And the median was 20.00% per year.

As of today (2026-07-01), Mizrahi Tefahot Bank's current stock price is $68.32. Mizrahi Tefahot Bank's E10 for the quarter that ended in Mar. 2026 was $4.70. Mizrahi Tefahot Bank's Shiller PE Ratio of today is 14.54.

During the past 13 years, the highest Shiller PE Ratio of Mizrahi Tefahot Bank was 19.09. The lowest was 10.66. And the median was 14.36.


Mizrahi Tefahot Bank  (OTCPK:MZTFF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Mizrahi Tefahot Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=68.32/4.70
=14.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Mizrahi Tefahot Bank was 19.09. The lowest was 10.66. And the median was 14.36.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Mizrahi Tefahot Bank E10 Related Terms


Mizrahi Tefahot Bank E10 Historical Data

* Premium members only.

The historical data trend for Mizrahi Tefahot Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mizrahi Tefahot Bank E10 Chart

Mizrahi Tefahot Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.06 2.67 2.43 2.61 4.20

Mizrahi Tefahot Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.58 2.03 2.12 4.20 4.70

MZTFF vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Mizrahi Tefahot Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mizrahi Tefahot Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mizrahi Tefahot Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Mizrahi Tefahot Bank's Shiller PE Ratio falls into.


MZTFF
73GF Score
Mizrahi Tefahot Bank Ltd MZTFF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mizrahi Tefahot Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mizrahi Tefahot Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.584/330.2130*330.2130
=1.584

Current CPI (Mar. 2026) = 330.2130.

Mizrahi Tefahot Bank Quarterly Data

per share eps CPI Adj_EPS
201606 0.493 241.018 0.675
201609 0.540 241.428 0.739
201612 0.379 241.432 0.518
201703 0.460 243.801 0.623
201706 0.574 244.955 0.774
201709 0.372 246.819 0.498
201712 0.523 246.524 0.701
201803 0.490 249.554 0.648
201806 0.295 251.989 0.387
201809 0.651 252.439 0.852
201812 0.289 251.233 0.380
201903 0.577 254.202 0.750
201906 0.822 256.143 1.060
201909 0.601 256.759 0.773
201912 0.628 256.974 0.807
202003 0.507 258.115 0.649
202006 0.513 257.797 0.657
202009 0.554 260.280 0.703
202012 0.671 260.474 0.851
202103 0.886 264.877 1.105
202106 1.292 271.696 1.570
202109 1.104 274.310 1.329
202112 0.859 278.802 1.017
202203 1.487 287.504 1.708
202206 1.372 296.311 1.529
202209 1.530 296.808 1.702
202212 1.406 296.797 1.564
202303 1.778 301.836 1.945
202306 1.815 305.109 1.964
202309 1.423 307.789 1.527
202312 1.359 306.746 1.463
202403 1.648 312.332 1.742
202406 1.879 314.175 1.975
202409 1.842 315.301 1.929
202412 1.685 315.605 1.763
202503 1.658 319.799 1.712
202506 1.866 322.561 1.910
202509 1.906 324.800 1.938
202512 1.805 324.054 1.839
202603 1.584 330.213 1.584

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $4.70 mean?
Mizrahi Tefahot Bank (MZTFF) has a E10 of $4.70 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mizrahi Tefahot Bank and its competitors.
Is Mizrahi Tefahot Bank's E10 too high?
Mizrahi Tefahot Bank's current E10 is $4.70. Overall, Mizrahi Tefahot Bank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizrahi Tefahot Bank's E10 compare to PNC and USB?
Mizrahi Tefahot Bank's E10 of $4.70 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mizrahi Tefahot Bank and its competitors. Mizrahi Tefahot Bank's current E10 is $4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizrahi Tefahot Bank stock overvalued right now?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank (MZTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.75, compared to a current price of $68.32 — trading 34.6% above its estimated fair value. The current E10 is $4.70. Mizrahi Tefahot Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Mizrahi Tefahot Bank (MZTFF), the current E10 is $4.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mizrahi Tefahot Bank (MZTFF) Overvalued in 2026?

Based on GuruFocus' analysis, Mizrahi Tefahot Bank stock appears to be overvalued. The current stock price of $68.32 is trading 34.6% above its estimated GF Value™ of $50.75. GuruFocus considers Mizrahi Tefahot Bank to be Significantly Overvalued.

Key valuation signals for MZTFF:

  • E10: $4.70
  • GF Value™: $50.75 vs. price of $68.32 (34.6% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the MZTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mizrahi Tefahot Bank Business Description

Other Exchanges MZTF:Israel
Address 7 Jabotinsky Street, P.O. Box 3450, Ramat Gan, ISR, 5252007
Mizrahi Tefahot Bank Ltd offers commercial and personal banking services. The business segments of the company are Households (others), Households (residential mortgages), Private banking, Small and Micro businesses, Medium businesses, Large businesses, Institutional investors, and the Financial management segment. The majority of the company's total revenue comes from the household segment. The company derives maximum revenue from Israel.
73GF Score

Get the complete analysis for MZTFF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.32
Price
$50.75
GF Value