Mizrahi Tefahot BankMZTFF 73 FCF Margin % is 21.94% as of Mar. 2026, which is 43% below its 10-year median of 38.31. GuruFocus rates MZTFF with a GF Score™ of 73/100 and a GF Value™ of $50.78 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Mizrahi Tefahot Bank ranks better than 85.05% on this metric.
The historical rank and industry rank for Mizrahi Tefahot Bank's FCF Margin % or its related term are showing as below:
MZTFF'
s FCF Margin % Range Over the Past 10 Years
Min: 20.99 Med: 38.31 Max: 104.75
Current: 97.82
During the past 13 years, the highest FCF Margin % of Mizrahi Tefahot Bank was 104.75%. The lowest was 20.99%. And the median was 38.31%.
MZTFF's FCF Margin % is ranked better than 85.05% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs MZTFF: 97.82
Mizrahi Tefahot Bank FCF Margin % Related Terms
Mizrahi Tefahot Bank FCF Margin % Historical Data
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The historical data trend for Mizrahi Tefahot Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mizrahi Tefahot Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizrahi Tefahot Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mizrahi Tefahot Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Mizrahi Tefahot Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mizrahi Tefahot Bank (MZTFF) has a FCF Margin % of 21.94% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mizrahi Tefahot Bank and its competitors. This is 43% below median its historical median of 38.31. Over the past decade, Mizrahi Tefahot Bank's FCF Margin % has ranged from 20.99 to 104.75. According to the industry distribution chart, Mizrahi Tefahot Bank ranks #225 out of 1505 companies in the Banks industry, placing it in the top 15%.
Is Mizrahi Tefahot Bank's FCF Margin % too high?
Mizrahi Tefahot Bank's current FCF Margin % of 21.94% is 43% below median its 10-year median of 38.31. Over the past 10 years, this metric has ranged from a low of 20.99 to a high of 104.75. The Banks industry median FCF Margin % is 26.55. Mizrahi Tefahot Bank's value of 21.94% is 17.4% below this industry median. Based on the distribution chart, Mizrahi Tefahot Bank ranks #225 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mizrahi Tefahot Bank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizrahi Tefahot Bank's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Mizrahi Tefahot Bank ranks #225 out of 1505 companies for FCF Margin %. This places Mizrahi Tefahot Bank in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Mizrahi Tefahot Bank's value of 21.94% is 17.4% below this benchmark. Historically, Mizrahi Tefahot Bank's own FCF Margin % has ranged from 20.99 to 104.75 over the past decade. While the company's 10-year median is 38.31 vs. the industry median of 26.55, Mizrahi Tefahot Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizrahi Tefahot Bank's current FCF Margin % of 21.94% is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mizrahi Tefahot Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizrahi Tefahot Bank's current FCF Margin % is 21.94%, which is 43% below median its own 10-year median of 38.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizrahi Tefahot Bank stock overvalued right now?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank (MZTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.78, compared to a current price of $68.32 — trading 34.5% above its estimated fair value. The current FCF Margin % is 21.94%, which is 43% below median its 10-year median of 38.31 and 17.4% below the Banks industry median of 26.55. Mizrahi Tefahot Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Mizrahi Tefahot Bank (MZTFF), the current FCF Margin % is 21.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizrahi Tefahot Bank (MZTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank stock appears to be overvalued.
The current stock price of $68.32 is trading 34.5% above its estimated GF Value™ of $50.78.
GuruFocus considers Mizrahi Tefahot Bank to be Significantly Overvalued.
Key valuation signals for MZTFF:
FCF Margin %: 21.94% (43% below median its 10-year median of 38.31)
GF Value™: $50.78 vs. price of $68.32 (34.5% above fair value)
Industry Position: 17.4% below the Banks median (#225 of 1505)
No single metric tells the full story. See the MZTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizrahi Tefahot Bank Ltd offers commercial and personal banking services. The business segments of the company are Households (others), Households (residential mortgages), Private banking, Small and Micro businesses, Medium businesses, Large businesses, Institutional investors, and the Financial management segment. The majority of the company's total revenue comes from the household segment. The company derives maximum revenue from Israel.
73GF Score
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