Mizrahi Tefahot BankMZTFF 73 Return-on-Tangible-Equity is 14.18% as of Mar. 2026, which is at its 10-year median of 14.18. GuruFocus rates MZTFF with a GF Score™ of 73/100 and a GF Value™ of $50.69 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,522 Banks companies, Mizrahi Tefahot Bank ranks better than 80.68% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Mizrahi Tefahot Bank's annualized net income for the quarter that ended in Mar. 2026 was $1,627 Mil. Mizrahi Tefahot Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $11,476 Mil. Therefore, Mizrahi Tefahot Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 14.18%.
The historical rank and industry rank for Mizrahi Tefahot Bank's Return-on-Tangible-Equity or its related term are showing as below:
MZTFF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.56 Med: 14.18 Max: 20.25
Current: 16.53
During the past 13 years, Mizrahi Tefahot Bank's highest Return-on-Tangible-Equity was 20.25%. The lowest was 8.56%. And the median was 14.18%.
MZTFF's Return-on-Tangible-Equity is ranked better than 80.68% of 1522
companies
in the Banks industry
Industry Median: 11.19
vs MZTFF: 16.53
Mizrahi Tefahot Bank (OTCPK:MZTFF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Mizrahi Tefahot Bank Return-on-Tangible-Equity Related Terms
Mizrahi Tefahot Bank Return-on-Tangible-Equity Historical Data
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The historical data trend for Mizrahi Tefahot Bank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mizrahi Tefahot Bank Return-on-Tangible-Equity Chart
MZTFF vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Mizrahi Tefahot Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizrahi Tefahot Bank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Mizrahi Tefahot Bank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Mizrahi Tefahot Bank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.18% mean?
Mizrahi Tefahot Bank (MZTFF) has a Return-on-Tangible-Equity of 14.18% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mizrahi Tefahot Bank and its competitors. This is near median its historical median of 14.18. Over the past decade, Mizrahi Tefahot Bank's Return-on-Tangible-Equity has ranged from 8.56 to 20.25. According to the industry distribution chart, Mizrahi Tefahot Bank ranks #294 out of 1522 companies in the Banks industry, placing it in the top 19.3%.
Is Mizrahi Tefahot Bank's Return-on-Tangible-Equity too high?
Mizrahi Tefahot Bank's current Return-on-Tangible-Equity of 14.18% is near median its 10-year median of 14.18. Over the past 10 years, this metric has ranged from a low of 8.56 to a high of 20.25. The Banks industry median Return-on-Tangible-Equity is 11.19. Mizrahi Tefahot Bank's value of 14.18% is 26.7% above this industry median. Based on the distribution chart, Mizrahi Tefahot Bank ranks #294 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mizrahi Tefahot Bank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizrahi Tefahot Bank's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Mizrahi Tefahot Bank ranks #294 out of 1522 companies for Return-on-Tangible-Equity. This places Mizrahi Tefahot Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.19. Mizrahi Tefahot Bank's value of 14.18% is 26.7% above this benchmark. Historically, Mizrahi Tefahot Bank's own Return-on-Tangible-Equity has ranged from 8.56 to 20.25 over the past decade. While the company's 10-year median is 14.18 vs. the industry median of 11.19, Mizrahi Tefahot Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizrahi Tefahot Bank's current Return-on-Tangible-Equity of 14.18% is 26.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mizrahi Tefahot Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizrahi Tefahot Bank's current Return-on-Tangible-Equity is 14.18%, which is near median its own 10-year median of 14.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizrahi Tefahot Bank stock overvalued right now?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank (MZTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.69, compared to a current price of $68.32 — trading 34.8% above its estimated fair value. The current Return-on-Tangible-Equity is 14.18%, which is near median its 10-year median of 14.18 and 26.7% above the Banks industry median of 11.19. Mizrahi Tefahot Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Mizrahi Tefahot Bank (MZTFF), the current Return-on-Tangible-Equity is 14.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizrahi Tefahot Bank (MZTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank stock appears to be overvalued.
The current stock price of $68.32 is trading 34.8% above its estimated GF Value™ of $50.69.
GuruFocus considers Mizrahi Tefahot Bank to be Significantly Overvalued.
Key valuation signals for MZTFF:
Return-on-Tangible-Equity: 14.18% (near median its 10-year median of 14.18)
GF Value™: $50.69 vs. price of $68.32 (34.8% above fair value)
Industry Position: 26.7% above the Banks median (#294 of 1522)
No single metric tells the full story. See the MZTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizrahi Tefahot Bank Ltd offers commercial and personal banking services. The business segments of the company are Households (others), Households (residential mortgages), Private banking, Small and Micro businesses, Medium businesses, Large businesses, Institutional investors, and the Financial management segment. The majority of the company's total revenue comes from the household segment. The company derives maximum revenue from Israel.
73GF Score
Get the complete analysis for MZTFF
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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