MZTFF (Mizrahi Tefahot Bank) Net Income: $1,888 Mil (TTM As of Mar. 2026)

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MZTFF Mizrahi Tefahot Bank Ltd MZTFF
69 GF Score
Price $77.00
GF Value $50.39
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Mizrahi Tefahot Bank Net Income?

Mizrahi Tefahot Bank MZTFF +12.70% 69 Net Income is $1,888 Mil as of Mar. 2026. GuruFocus rates MZTFF with a GF Score™ of 69/100 and a GF Value™ of $50.39 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Mizrahi Tefahot Bank's Net Income for the three months ended in Mar. 2026 was $419 Mil. Its Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was $1,888 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Mizrahi Tefahot Bank's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $1.60.


Mizrahi Tefahot Bank  (OTCPK:MZTFF) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Mizrahi Tefahot Bank's Earnings per Share (Diluted) (EPS) for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Mizrahi Tefahot Bank Net Income Related Terms


Mizrahi Tefahot Bank Net Income Historical Data

* Premium members only.

The historical data trend for Mizrahi Tefahot Bank's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mizrahi Tefahot Bank Net Income Chart

Mizrahi Tefahot Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,078.81 1,513.32 1,661.54 1,845.96 1,905.18

Mizrahi Tefahot Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 436.53 491.69 501.85 475.11 418.94
MZTFF
69GF Score
Mizrahi Tefahot Bank Ltd MZTFF
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Mizrahi Tefahot Bank Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Mizrahi Tefahot Bank's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=3086.532+-1109.947+0+-71.402
=1,905

Mizrahi Tefahot Bank's Net Income for the quarter that ended in Mar. 2026 is calculated as

Net Income(Q: Mar. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=718.758+-284.255+0+-15.566
=419

Net Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,888 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $1,888 Mil mean?
Mizrahi Tefahot Bank (MZTFF) has a Net Income of $1,888 Mil as of Mar. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Mizrahi Tefahot Bank and its competitors.
Is Mizrahi Tefahot Bank's Net Income too high?
Mizrahi Tefahot Bank's current Net Income is $1,888 Mil. Overall, Mizrahi Tefahot Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizrahi Tefahot Bank's Net Income compare to PNC and USB?
Mizrahi Tefahot Bank's Net Income of $1,888 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Mizrahi Tefahot Bank and its competitors. Mizrahi Tefahot Bank's current Net Income is $1,888 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizrahi Tefahot Bank stock overvalued right now?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank (MZTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.39, compared to a current price of $77.00 — trading 52.8% above its estimated fair value. The current Net Income is $1,888 Mil. Mizrahi Tefahot Bank's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Mizrahi Tefahot Bank (MZTFF), the current Net Income is $1,888 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mizrahi Tefahot Bank (MZTFF) Overvalued in 2026?

Based on GuruFocus' analysis, Mizrahi Tefahot Bank stock appears to be overvalued. The current stock price of $77.00 is trading 52.8% above its estimated GF Value™ of $50.39. GuruFocus considers Mizrahi Tefahot Bank to be Significantly Overvalued.

Key valuation signals for MZTFF:

  • Net Income: $1,888 Mil
  • GF Value™: $50.39 vs. price of $77.00 (52.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the MZTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mizrahi Tefahot Bank Business Description

Other Exchanges MZTF:Israel
Address 7 Jabotinsky Street, P.O. Box 3450, Ramat Gan, ISR, 5252007
Mizrahi Tefahot Bank Ltd offers commercial and personal banking services. The business segments of the company are Households (others), Households (residential mortgages), Private banking, Small and Micro businesses, Medium businesses, Large businesses, Institutional investors, and the Financial management segment. The majority of the company's total revenue comes from the household segment. The company derives maximum revenue from Israel.
69GF Score

Get the complete analysis for MZTFF

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.00
Price
$50.39
GF Value