Mizrahi Tefahot BankMZTFF 73 Pretax Margin % is 60.98% as of Mar. 2026, which is 36% above its 10-year median of 44.92. GuruFocus rates MZTFF with a GF Score™ of 73/100 and a GF Value™ of $53.90 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Mizrahi Tefahot Bank ranks better than 94.12% on this metric.
The historical rank and industry rank for Mizrahi Tefahot Bank's Pretax Margin % or its related term are showing as below:
MZTFF'
s Pretax Margin % Range Over the Past 10 Years
Min: 32.01 Med: 44.92 Max: 63.23
Current: 63.23
MZTFF's Pretax Margin % is ranked better than 94.12% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs MZTFF: 63.23
Mizrahi Tefahot Bank (OTCPK:MZTFF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Mizrahi Tefahot Bank Pretax Margin % Related Terms
Mizrahi Tefahot Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Mizrahi Tefahot Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mizrahi Tefahot Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizrahi Tefahot Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mizrahi Tefahot Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Mizrahi Tefahot Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mizrahi Tefahot Bank (MZTFF) has a Pretax Margin % of 60.98% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mizrahi Tefahot Bank and its competitors. This is 36% above median its historical median of 44.92. Over the past decade, Mizrahi Tefahot Bank's Pretax Margin % has ranged from 32.01 to 63.23. According to the industry distribution chart, Mizrahi Tefahot Bank ranks #90 out of 1530 companies in the Banks industry, placing it in the top 5.9%.
Is Mizrahi Tefahot Bank's Pretax Margin % too high?
Mizrahi Tefahot Bank's current Pretax Margin % of 60.98% is 36% above median its 10-year median of 44.92. Over the past 10 years, this metric has ranged from a low of 32.01 to a high of 63.23. The Banks industry median Pretax Margin % is 34.72. Mizrahi Tefahot Bank's value of 60.98% is 75.7% above this industry median. Based on the distribution chart, Mizrahi Tefahot Bank ranks #90 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mizrahi Tefahot Bank has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizrahi Tefahot Bank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Mizrahi Tefahot Bank ranks #90 out of 1530 companies for Pretax Margin %. This places Mizrahi Tefahot Bank in the top 6% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Mizrahi Tefahot Bank's value of 60.98% is 75.7% above this benchmark. Historically, Mizrahi Tefahot Bank's own Pretax Margin % has ranged from 32.01 to 63.23 over the past decade. While the company's 10-year median is 44.92 vs. the industry median of 34.72, Mizrahi Tefahot Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizrahi Tefahot Bank's current Pretax Margin % of 60.98% is 75.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mizrahi Tefahot Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizrahi Tefahot Bank's current Pretax Margin % is 60.98%, which is 36% above median its own 10-year median of 44.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizrahi Tefahot Bank stock overvalued right now?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank (MZTFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $53.90, compared to a current price of $68.32 — trading 26.8% above its estimated fair value. The current Pretax Margin % is 60.98%, which is 36% above median its 10-year median of 44.92 and 75.7% above the Banks industry median of 34.72. Mizrahi Tefahot Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mizrahi Tefahot Bank (MZTFF), the current Pretax Margin % is 60.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizrahi Tefahot Bank (MZTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank stock appears to be overvalued.
The current stock price of $68.32 is trading 26.8% above its estimated GF Value™ of $53.90.
GuruFocus considers Mizrahi Tefahot Bank to be Modestly Overvalued.
Key valuation signals for MZTFF:
Pretax Margin %: 60.98% (36% above median its 10-year median of 44.92)
GF Value™: $53.90 vs. price of $68.32 (26.8% above fair value)
Industry Position: 75.7% above the Banks median (#90 of 1530)
No single metric tells the full story. See the MZTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizrahi Tefahot Bank Ltd offers commercial and personal banking services. The business segments of the company are Households (others), Households (residential mortgages), Private banking, Small and Micro businesses, Medium businesses, Large businesses, Institutional investors, and the Financial management segment. The majority of the company's total revenue comes from the household segment. The company derives maximum revenue from Israel.
73GF Score
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