PMMFF (Premium Group Co) E10: $0.62 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PMMFF Premium Group Co Ltd PMMFF
66 GF Score
Price $12.99
GF Value $19.35
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Premium Group Co E10?

Premium Group Co PMMFF 66 E10 is $0.62 as of Jun. 2026. GuruFocus rates PMMFF with a GF Score™ of 66/100 and a GF Value™ of $19.35 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Premium Group Co's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.279. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.62 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-09), Premium Group Co's current stock price is $12.99. Premium Group Co's E10 for the quarter that ended in Jun. 2026 was $0.62. Premium Group Co's Shiller PE Ratio of today is 20.95.

During the past 11 years, the highest Shiller PE Ratio of Premium Group Co was 24.48. The lowest was 22.86. And the median was 24.03.


Premium Group Co  (OTCPK:PMMFF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Premium Group Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=12.99/0.62
=20.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Premium Group Co was 24.48. The lowest was 22.86. And the median was 24.03.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Premium Group Co E10 Related Terms


Premium Group Co E10 Historical Data

* Premium members only.

The historical data trend for Premium Group Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Premium Group Co E10 Chart

Premium Group Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Premium Group Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.62

PMMFF vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Premium Group Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Premium Group Co Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Premium Group Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Premium Group Co's Shiller PE Ratio falls into.


PMMFF
66GF Score
Premium Group Co Ltd PMMFF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Premium Group Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Premium Group Co's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.279/113.6000*113.6000
=0.279

Current CPI (Jun. 2026) = 113.6000.

Premium Group Co Quarterly Data

per share eps CPI Adj_EPS
201603 0.000 97.900 0.000
201612 0.035 98.400 0.040
201703 0.063 98.100 0.073
201706 0.139 98.500 0.160
201709 0.065 98.800 0.075
201712 0.046 99.400 0.053
201803 0.070 99.200 0.080
201806 0.054 99.200 0.062
201809 0.105 99.900 0.119
201812 0.031 99.700 0.035
201903 0.122 99.700 0.139
201906 0.355 99.800 0.404
201909 0.069 100.100 0.078
201912 0.029 100.500 0.033
202003 -0.116 100.300 -0.131
202006 0.188 99.900 0.214
202009 0.129 99.900 0.147
202012 0.129 99.300 0.148
202103 0.131 99.900 0.149
202106 0.142 99.500 0.162
202109 0.175 100.100 0.199
202112 0.155 100.100 0.176
202203 0.196 101.100 0.220
202206 0.161 101.800 0.180
202209 0.321 103.100 0.354
202212 0.162 104.100 0.177
202303 0.096 104.400 0.104
202306 0.194 105.200 0.209
202309 0.171 106.200 0.183
202312 0.203 106.800 0.216
202403 0.246 107.200 0.261
202406 0.211 108.200 0.222
202409 0.274 108.900 0.286
202412 0.227 110.700 0.233
202503 0.097 111.100 0.099
202506 0.220 111.700 0.224
202509 0.242 112.000 0.245
202512 0.242 113.000 0.243
202603 0.325 112.700 0.328
202606 0.279 113.600 0.279

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.62 mean?
Premium Group Co (PMMFF) has a E10 of $0.62 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Premium Group Co and its competitors.
Is Premium Group Co's E10 too high?
Premium Group Co's current E10 is $0.62. Overall, Premium Group Co has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Premium Group Co's E10 compare to V and MA?
Premium Group Co's E10 of $0.62 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Premium Group Co and its competitors. Premium Group Co's current E10 is $0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Premium Group Co stock overvalued right now?
Based on GuruFocus' analysis, Premium Group Co (PMMFF) is currently considered Possible Value Trap. The stock's GF Value™ is $19.35, compared to a current price of $12.99 — trading 32.9% below its estimated fair value. The current E10 is $0.62. Premium Group Co's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Premium Group Co (PMMFF), the current E10 is $0.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Premium Group Co (PMMFF) Overvalued in 2026?

Based on GuruFocus' analysis, Premium Group Co stock appears to be undervalued. The current stock price of $12.99 is trading 32.9% below its estimated GF Value™ of $19.35. GuruFocus considers Premium Group Co to be Possible Value Trap.

Key valuation signals for PMMFF:

  • E10: $0.62
  • GF Value™: $19.35 vs. price of $12.99 (32.9% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the PMMFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Premium Group Co Business Description

Other Exchanges 7199:Japan
Address Roppongi first building 1-9-9 Roppongi, Minato-ku, Tokyo, JPN, 106-0032
Premium Group Co Ltd is a Japan-based company offers financing service. The company is involved in automobile credit financing, automobile warranty business, consulting, warranty product development, and market research and various other businesses.
66GF Score

Get the complete analysis for PMMFF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.99
Price
$19.35
GF Value