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Premium Group CoPMMFF 70 EBITDA Margin % is 38.56% as of Mar. 2026, which is 59% above its 10-year median of 24.32. GuruFocus rates PMMFF with a GF Score™ of 70/100 and a GF Value™ of $24.18 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 417 Credit Services companies, Premium Group Co ranks better than 53.48% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Premium Group Co's EBITDA for the
three
months ended in Mar. 2026 was $30.8 Mil. Premium Group Co's Revenue for the
three
months ended in Mar. 2026 was $79.9 Mil. Therefore, Premium Group Co's EBITDA margin for the quarter that ended in Mar. 2026 was 38.56%.
Premium Group Co (OTCPK:PMMFF) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Premium Group Co EBITDA Margin % Related Terms
Premium Group Co EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Premium Group Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Premium Group Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Premium Group Co EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Premium Group Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Premium Group Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Premium Group Co (PMMFF) has a EBITDA Margin % of 38.56% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Premium Group Co and its competitors. This is 59% above median its historical median of 24.32. Over the past decade, Premium Group Co's EBITDA Margin % has ranged from 20.31 to 28.07. According to the industry distribution chart, Premium Group Co ranks #194 out of 417 companies in the Credit Services industry, placing it in the top 46.5%.
Is Premium Group Co's EBITDA Margin % too high?
Premium Group Co's current EBITDA Margin % of 38.56% is 59% above median its 10-year median of 24.32. Over the past 10 years, this metric has ranged from a low of 20.31 to a high of 28.07. The Credit Services industry median EBITDA Margin % is 21.71. Premium Group Co's value of 38.56% is 77.6% above this industry median. Based on the distribution chart, Premium Group Co ranks #194 out of 417 companies in the Credit Services industry, which is above the industry midpoint. Overall, Premium Group Co has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Premium Group Co's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Premium Group Co ranks #194 out of 417 companies for EBITDA Margin %. This puts Premium Group Co in the upper half of its industry. The industry median EBITDA Margin % is 21.71. Premium Group Co's value of 38.56% is 77.6% above this benchmark. Historically, Premium Group Co's own EBITDA Margin % has ranged from 20.31 to 28.07 over the past decade. While the company's 10-year median is 24.32 vs. the industry median of 21.71, Premium Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.71, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Premium Group Co's current EBITDA Margin % of 38.56% is 77.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Premium Group Co and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Premium Group Co's current EBITDA Margin % is 38.56%, which is 59% above median its own 10-year median of 24.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Premium Group Co stock overvalued right now?
Based on GuruFocus' analysis, Premium Group Co (PMMFF) is currently considered Possible Value Trap. The stock's GF Value™ is $24.18, compared to a current price of $12.99 — trading 46.3% below its estimated fair value. The current EBITDA Margin % is 38.56%, which is 59% above median its 10-year median of 24.32 and 77.6% above the Credit Services industry median of 21.71. Premium Group Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Premium Group Co (PMMFF), the current EBITDA Margin % is 38.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Premium Group Co (PMMFF) Overvalued in 2026?
Based on GuruFocus' analysis, Premium Group Co stock appears to be undervalued.
The current stock price of $12.99 is trading 46.3% below its estimated GF Value™ of $24.18.
GuruFocus considers Premium Group Co to be Possible Value Trap.
Key valuation signals for PMMFF:
EBITDA Margin %: 38.56% (59% above median its 10-year median of 24.32)
GF Value™: $24.18 vs. price of $12.99 (46.3% below fair value)
Industry Position: 77.6% above the Credit Services median (#194 of 417)
No single metric tells the full story. See the PMMFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Premium Group Co Ltd is a Japan-based company offers financing service. The company is involved in automobile credit financing, automobile warranty business, consulting, warranty product development, and market research and various other businesses.
70GF Score
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