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Premium Group CoPMMFF 66 PS Ratio is 1.72 as of Jul. 26, 2026, which is 22% below its 10-year median of 2.20. GuruFocus rates PMMFF with a GF Score™ of 66/100 and a GF Value™ of $24.18 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 524 Credit Services companies, Premium Group Co ranks better than 66.6% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Premium Group Co's share price is $12.99.
Premium Group Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.54. Hence, Premium Group Co's PS Ratio for today is 1.72.
The historical rank and industry rank for Premium Group Co's PS Ratio or its related term are showing as below:
PMMFF'
s PS Ratio Range Over the Past 10 Years
Min: 0.98 Med: 2.2 Max: 3.41
Current: 1.76
During the past 11 years, Premium Group Co's highest PS Ratio was 3.41. The lowest was 0.98. And the median was 2.20.
PMMFF's PS Ratio is ranked better than 66.6% of 524
companies
in the Credit Services industry
Industry Median: 2.855
vs PMMFF: 1.76
Premium Group Co Ltd has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Premium Group Co was 19.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 20.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 19.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 21.60% per year.
During the past 11 years, Premium Group Co's highest 3-Year average Revenue per Share Growth Rate was 28.00% per year. The lowest was 17.30% per year. And the median was 20.90% per year.
Back to Basics: PS Ratio
Premium Group Co (OTCPK:PMMFF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Premium Group Co PS Ratio Related Terms
Premium Group Co PS Ratio Historical Data
* Premium members only.
The historical data trend for Premium Group Co's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Premium Group Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Premium Group Co PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Premium Group Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Premium Group Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Premium Group Co's Share Price of today is $12.99. Premium Group Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.54.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Premium Group Co (PMMFF) has a PS Ratio of 1.72 as of Jul. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Premium Group Co and its competitors. This is 22% below median its historical median of 2.20. Over the past decade, Premium Group Co's PS Ratio has ranged from 0.98 to 3.41. According to the industry distribution chart, Premium Group Co ranks #175 out of 524 companies in the Credit Services industry, placing it in the top 33.4%.
Is Premium Group Co's PS Ratio too high?
Premium Group Co's current PS Ratio of 1.72 is 22% below median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 3.41. The Credit Services industry median PS Ratio is 2.86. Premium Group Co's value of 1.72 is 39.8% below this industry median. Based on the distribution chart, Premium Group Co ranks #175 out of 524 companies in the Credit Services industry, which is above the industry midpoint. Overall, Premium Group Co has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Premium Group Co's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Premium Group Co ranks #175 out of 524 companies for PS Ratio. This puts Premium Group Co in the upper half of its industry. The industry median PS Ratio is 2.86. Premium Group Co's value of 1.72 is 39.8% below this benchmark. Historically, Premium Group Co's own PS Ratio has ranged from 0.98 to 3.41 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 2.86, Premium Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.86, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Premium Group Co's current PS Ratio of 1.72 is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Premium Group Co and its competitors. For the Credit Services industry, the median PS Ratio is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Premium Group Co's current PS Ratio is 1.72, which is 22% below median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Premium Group Co stock overvalued right now?
Based on GuruFocus' analysis, Premium Group Co (PMMFF) is currently considered Possible Value Trap. The stock's GF Value™ is $24.18, compared to a current price of $12.99 — trading 46.3% below its estimated fair value. The current PS Ratio is 1.72, which is 22% below median its 10-year median of 2.20 and 39.8% below the Credit Services industry median of 2.86. Premium Group Co's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Premium Group Co (PMMFF), the current PS Ratio is 1.72 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Premium Group Co (PMMFF) Overvalued in 2026?
Based on GuruFocus' analysis, Premium Group Co stock appears to be undervalued.
The current stock price of $12.99 is trading 46.3% below its estimated GF Value™ of $24.18.
GuruFocus considers Premium Group Co to be Possible Value Trap.
Key valuation signals for PMMFF:
PS Ratio: 1.72 (22% below median its 10-year median of 2.20)
GF Value™: $24.18 vs. price of $12.99 (46.3% below fair value)
Industry Position: 39.8% below the Credit Services median (#175 of 524)
No single metric tells the full story. See the PMMFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Premium Group Co Ltd is a Japan-based company offers financing service. The company is involved in automobile credit financing, automobile warranty business, consulting, warranty product development, and market research and various other businesses.
66GF Score
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