Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Premium Group CoPMMFF 70 Equity-to-Asset is 0.13 as of Jun. 2026, which is 8% above its 10-year median of 0.12. GuruFocus rates PMMFF with a GF Score™ of 70/100 and a GF Value™ of $16.77 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 551 Credit Services companies, Premium Group Co ranks worse than 83.85% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Premium Group Co's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $158.9 Mil. Premium Group Co's Total Assets for the quarter that ended in Jun. 2026 was $1,214.9 Mil.
Therefore, Premium Group Co's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.13.
The historical rank and industry rank for Premium Group Co's Equity-to-Asset or its related term are showing as below:
PMMFF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.12 Max: 0.16
Current: 0.13
During the past 11 years, the highest Equity to Asset Ratio of Premium Group Co was 0.16. The lowest was 0.09. And the median was 0.12.
PMMFF's Equity-to-Asset is ranked worse than 83.85% of 551
companies
in the Credit Services industry
Industry Median: 0.4
vs PMMFF: 0.13
Premium Group Co (OTCPK:PMMFF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Premium Group Co Equity-to-Asset Related Terms
Premium Group Co Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Premium Group Co's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Premium Group Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Premium Group Co Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Premium Group Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Premium Group Co's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Premium Group Co's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Premium Group Co (PMMFF) has a Equity-to-Asset of 0.13 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Premium Group Co and its competitors. This is near median its historical median of 0.12. Over the past decade, Premium Group Co's Equity-to-Asset has ranged from 0.09 to 0.16. According to the industry distribution chart, Premium Group Co ranks #462 out of 551 companies in the Credit Services industry, placing it in the top 83.8%.
Is Premium Group Co's Equity-to-Asset too high?
Premium Group Co's current Equity-to-Asset of 0.13 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.16. The Credit Services industry median Equity-to-Asset is 0.40. Premium Group Co's value of 0.13 is 67.5% below this industry median. Based on the distribution chart, Premium Group Co ranks #462 out of 551 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Premium Group Co has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Premium Group Co's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Premium Group Co ranks #462 out of 551 companies for Equity-to-Asset. This places Premium Group Co in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Premium Group Co's value of 0.13 is 67.5% below this benchmark. Historically, Premium Group Co's own Equity-to-Asset has ranged from 0.09 to 0.16 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.40, Premium Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 551 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Premium Group Co's current Equity-to-Asset of 0.13 is 67.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Premium Group Co and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Premium Group Co's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Premium Group Co stock overvalued right now?
Based on GuruFocus' analysis, Premium Group Co (PMMFF) is currently considered Possible Value Trap. The stock's GF Value™ is $16.77, compared to a current price of $12.99 — trading 22.5% below its estimated fair value. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.12 and 67.5% below the Credit Services industry median of 0.40. Premium Group Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Premium Group Co (PMMFF), the current Equity-to-Asset is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Premium Group Co (PMMFF) Overvalued in 2026?
Based on GuruFocus' analysis, Premium Group Co stock appears to be undervalued.
The current stock price of $12.99 is trading 22.5% below its estimated GF Value™ of $16.77.
GuruFocus considers Premium Group Co to be Possible Value Trap.
Key valuation signals for PMMFF:
Equity-to-Asset: 0.13 (near median its 10-year median of 0.12)
GF Value™: $16.77 vs. price of $12.99 (22.5% below fair value)
Industry Position: 67.5% below the Credit Services median (#462 of 551)
No single metric tells the full story. See the PMMFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Premium Group Co Ltd is a Japan-based company offers financing service. The company is involved in automobile credit financing, automobile warranty business, consulting, warranty product development, and market research and various other businesses.
70GF Score
Get the complete analysis for PMMFF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PMMFF has been successfully added to your 
