PNGAY (Ping An Insurance (Group) Co. of China) E10: $1.77 (As of Mar. 2026)


PNGAY Ping An Insurance (Group) Co. of China Ltd PNGAY
72 GF Score
Price $13.08
GF Value $12.68
Valuation Fairly Valued
! 3 Warning Signs
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What is Ping An Insurance (Group) Co. of China E10?

Ping An Insurance (Group) Co. of China PNGAY -1.36% 72 E10 is $1.77 as of Mar. 2026. GuruFocus rates PNGAY with a GF Score™ of 72/100 and a GF Value™ of $12.68 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Ping An Insurance (Group) Co. of China's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.363. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.77 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Ping An Insurance (Group) Co. of China's average E10 Growth Rate was 7.10% per year. During the past 3 years, the average E10 Growth Rate was 6.50% per year. During the past 5 years, the average E10 Growth Rate was 8.20% per year. During the past 10 years, the average E10 Growth Rate was 16.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Ping An Insurance (Group) Co. of China was 27.40% per year. The lowest was 6.50% per year. And the median was 16.70% per year.

As of today (2026-06-26), Ping An Insurance (Group) Co. of China's current stock price is $13.08. Ping An Insurance (Group) Co. of China's E10 for the quarter that ended in Mar. 2026 was $1.77. Ping An Insurance (Group) Co. of China's Shiller PE Ratio of today is 7.39.

During the past 13 years, the highest Shiller PE Ratio of Ping An Insurance (Group) Co. of China was 36.54. The lowest was 6.56. And the median was 13.66.


Ping An Insurance (Group) Co. of China  (OTCPK:PNGAY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Ping An Insurance (Group) Co. of China's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=13.08/1.77
=7.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Ping An Insurance (Group) Co. of China was 36.54. The lowest was 6.56. And the median was 13.66.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Ping An Insurance (Group) Co. of China E10 Related Terms


Ping An Insurance (Group) Co. of China E10 Historical Data

* Premium members only.

The historical data trend for Ping An Insurance (Group) Co. of China's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ping An Insurance (Group) Co. of China E10 Chart

Ping An Insurance (Group) Co. of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.50 1.26 1.34 1.59

Ping An Insurance (Group) Co. of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 1.43 1.60 1.59 1.77

PNGAY vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ping An Insurance (Group) Co. of China Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Ping An Insurance (Group) Co. of China's Shiller PE Ratio falls into.


PNGAY
72GF Score
Ping An Insurance (Group) Co. of China Ltd PNGAY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Ping An Insurance (Group) Co. of China E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ping An Insurance (Group) Co. of China's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.363/116.3033*116.3033
=0.363

Current CPI (Mar. 2026) = 116.3033.

Ping An Insurance (Group) Co. of China Quarterly Data

per share eps CPI Adj_EPS
201606 0.340 101.400 0.390
201609 0.264 102.400 0.300
201612 0.095 102.600 0.108
201703 0.374 103.200 0.421
201706 0.335 103.100 0.378
201709 0.390 104.100 0.436
201712 0.385 104.500 0.428
201803 0.456 105.300 0.504
201806 0.560 104.900 0.621
201809 0.347 106.600 0.379
201812 0.456 106.500 0.498
201903 0.760 107.700 0.821
201906 0.847 107.700 0.915
201909 0.503 109.800 0.533
201912 0.319 111.200 0.334
202003 0.416 112.300 0.431
202006 0.678 110.400 0.714
202009 0.567 111.700 0.590
202012 0.688 111.500 0.718
202103 0.470 112.662 0.485
202106 0.539 111.769 0.561
202109 0.412 112.215 0.427
202112 0.355 113.108 0.365
202203 0.457 114.335 0.465
202206 0.759 114.558 0.771
202209 0.356 115.339 0.359
202212 0.295 115.116 0.298
202303 0.618 115.116 0.624
202306 0.486 114.558 0.493
202309 0.269 115.339 0.271
202312 -0.031 114.781 -0.031
202403 0.564 115.227 0.569
202406 0.576 114.781 0.584
202409 0.695 115.785 0.698
202412 0.113 114.893 0.114
202503 0.397 115.116 0.401
202506 0.632 114.907 0.640
202509 0.991 115.471 0.998
202512 0.034 115.832 0.034
202603 0.363 116.303 0.363

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.77 mean?
Ping An Insurance (Group) Co. of China (PNGAY) has a E10 of $1.77 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Ping An Insurance (Group) Co. of China and its competitors.
Is Ping An Insurance (Group) Co. of China's E10 too high?
Ping An Insurance (Group) Co. of China's current E10 is $1.77. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's E10 compare to AFL and MET?
Ping An Insurance (Group) Co. of China's E10 of $1.77 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Ping An Insurance (Group) Co. of China and its competitors. Ping An Insurance (Group) Co. of China's current E10 is $1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (PNGAY) is currently considered Fairly Valued. The stock's GF Value™ is $12.68, compared to a current price of $13.08 — trading 3.2% above its estimated fair value. The current E10 is $1.77. Ping An Insurance (Group) Co. of China's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (PNGAY), the current E10 is $1.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ping An Insurance (Group) Co. of China (PNGAY) Overvalued in 2026?

Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued. The current stock price of $13.08 is trading 3.2% above its estimated GF Value™ of $12.68. GuruFocus considers Ping An Insurance (Group) Co. of China to be Fairly Valued.

Key valuation signals for PNGAY:

  • E10: $1.77
  • GF Value™: $12.68 vs. price of $13.08 (3.2% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the PNGAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ping An Insurance (Group) Co. of China Business Description

Address No. 5033 Yitian Road, Ping An Finance Center, 47th, 48th, 109th, 110th, 111th and 112th Floors, Futian District, Guangdong Province, Shenzhen, CHN, 518033
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
72GF Score

Get the complete analysis for PNGAY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.08
Price
$12.68
GF Value