PNGAY (Ping An Insurance (Group) Co. of China) Enterprise Value: $231,873 Mil (As of Jun. 29, 2026) ***


PNGAY Ping An Insurance (Group) Co. of China Ltd PNGAY
71 GF Score
Price $13.06
GF Value $12.73
Valuation Fairly Valued
! 3 Warning Signs
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What is Ping An Insurance (Group) Co. of China Enterprise Value?

Ping An Insurance (Group) Co. of China PNGAY -1.51% 71 Enterprise Value is $231,873 Mil as of Jun. 29, 2026. GuruFocus rates PNGAY with a GF Score™ of 71/100 and a GF Value™ of $12.73 (Fairly Valued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Ping An Insurance (Group) Co. of China's Enterprise Value is $231,873 Mil. Ping An Insurance (Group) Co. of China's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $29,078 Mil. Therefore, Ping An Insurance (Group) Co. of China's EV-to-EBIT ratio for today is 7.97.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Ping An Insurance (Group) Co. of China's Enterprise Value is $231,873 Mil. Ping An Insurance (Group) Co. of China's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $29,078 Mil. Therefore, Ping An Insurance (Group) Co. of China's EV-to-EBITDA ratio for today is 7.97.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Ping An Insurance (Group) Co. of China's Enterprise Value is $231,873 Mil. Ping An Insurance (Group) Co. of China's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $128,967 Mil. Therefore, Ping An Insurance (Group) Co. of China's EV-to-Revenue ratio for today is 1.80.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Ping An Insurance (Group) Co. of China's Enterprise Value is $231,873 Mil. Ping An Insurance (Group) Co. of China's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $77,736 Mil. Therefore, Ping An Insurance (Group) Co. of China's EV-to-OCF ratio for today is 2.98.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Ping An Insurance (Group) Co. of China's Enterprise Value is $231,873 Mil. Ping An Insurance (Group) Co. of China's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $76,554 Mil. Therefore, Ping An Insurance (Group) Co. of China's EV-to-FCF ratio for today is 3.03.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Ping An Insurance (Group) Co. of China  (OTCPK:PNGAY) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Ping An Insurance (Group) Co. of China's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=231872.999/29078.135
=7.97

Ping An Insurance (Group) Co. of China's current Enterprise Value is $231,873 Mil.
Ping An Insurance (Group) Co. of China's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $29,078 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Ping An Insurance (Group) Co. of China's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=231872.999/29078.135
=7.97

Ping An Insurance (Group) Co. of China's current Enterprise Value is $231,873 Mil.
Ping An Insurance (Group) Co. of China's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $29,078 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Ping An Insurance (Group) Co. of China's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=231872.999/128966.96
=1.80

Ping An Insurance (Group) Co. of China's current Enterprise Value is $231,873 Mil.
Ping An Insurance (Group) Co. of China's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $128,967 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Ping An Insurance (Group) Co. of China's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=231872.999/77736.221
=2.98

Ping An Insurance (Group) Co. of China's current Enterprise Value is $231,873 Mil.
Ping An Insurance (Group) Co. of China's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $77,736 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Ping An Insurance (Group) Co. of China's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=231872.999/76554.163
=3.03

Ping An Insurance (Group) Co. of China's current Enterprise Value is $231,873 Mil.
Ping An Insurance (Group) Co. of China's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $76,554 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ping An Insurance (Group) Co. of China Enterprise Value Related Terms


Ping An Insurance (Group) Co. of China Enterprise Value Historical Data

* Premium members only.

The historical data trend for Ping An Insurance (Group) Co. of China's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ping An Insurance (Group) Co. of China Enterprise Value Chart

Ping An Insurance (Group) Co. of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 323,159.99 270,981.35 225,001.32 218,791.67 270,535.25

Ping An Insurance (Group) Co. of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 202,077.93 222,984.99 240,885.31 270,535.25 252,036.20

PNGAY vs AFL, MET, PRU: Enterprise Value Comparison

For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ping An Insurance (Group) Co. of China Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Ping An Insurance (Group) Co. of China's Enterprise Value falls into.


PNGAY
71GF Score
Ping An Insurance (Group) Co. of China Ltd PNGAY
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Ping An Insurance (Group) Co. of China Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Ping An Insurance (Group) Co. of China's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Enterprise Value (A: Dec. 2025 )
=Market Cap+Preferred Stock+Long-Term Debt & Capital Lease Obligation
=151923.11638+0+192241.311
+Short-Term Debt & Capital Lease Obligation+Minority Interest-Balance Sheet Cash And Cash Equivalents
+12000.227+59002.868-144632.269
=270,535

Ping An Insurance (Group) Co. of China's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

Enterprise Value (Q: Mar. 2026 )
=Market Cap+Preferred Stock+Long-Term Debt & Capital Lease Obligation
=140316.117858+0+181428.737
+Short-Term Debt & Capital Lease Obligation+Minority Interest-Balance Sheet Cash And Cash Equivalents
+12635.046+60356.06-142699.758
=252,036

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $231,873 Mil mean?
Ping An Insurance (Group) Co. of China (PNGAY) has a Enterprise Value of $231,873 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Ping An Insurance (Group) Co. of China and its competitors.
Is Ping An Insurance (Group) Co. of China's Enterprise Value too high?
Ping An Insurance (Group) Co. of China's current Enterprise Value is $231,873 Mil. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's Enterprise Value compare to AFL and MET?
Ping An Insurance (Group) Co. of China's Enterprise Value of $231,873 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Ping An Insurance (Group) Co. of China and its competitors. Ping An Insurance (Group) Co. of China's current Enterprise Value is $231,873 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (PNGAY) is currently considered Fairly Valued. The stock's GF Value™ is $12.73, compared to a current price of $13.06 — trading 2.6% above its estimated fair value. The current Enterprise Value is $231,873 Mil. Ping An Insurance (Group) Co. of China's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (PNGAY), the current Enterprise Value is $231,873 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ping An Insurance (Group) Co. of China (PNGAY) Overvalued in 2026?

Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued. The current stock price of $13.06 is trading 2.6% above its estimated GF Value™ of $12.73. GuruFocus considers Ping An Insurance (Group) Co. of China to be Fairly Valued.

Key valuation signals for PNGAY:

  • Enterprise Value: $231,873 Mil
  • GF Value™: $12.73 vs. price of $13.06 (2.6% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the PNGAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ping An Insurance (Group) Co. of China Business Description

Address No. 5033 Yitian Road, Ping An Finance Center, 47th, 48th, 109th, 110th, 111th and 112th Floors, Futian District, Guangdong Province, Shenzhen, CHN, 518033
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
71GF Score

Get the complete analysis for PNGAY

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.06
Price
$12.73
GF Value