Ping An Insurance (Group) Co. of China (OTCPK:PNGAY) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Ping An Insurance (Group) Co. of China EBITDA Margin % Related Terms
Ping An Insurance (Group) Co. of China EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China EBITDA Margin % Chart
Ping An Insurance (Group) Co. of China Annual Data
PNGAY vs AFL, MET, PRU: EBITDA Margin % Comparison
For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ping An Insurance (Group) Co. of China EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Ping An Insurance (Group) Co. of China's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China (PNGAY) has a EBITDA Margin % of 21.74% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Ping An Insurance (Group) Co. of China and its competitors. This is near median its historical median of 21.07. Over the past decade, Ping An Insurance (Group) Co. of China's EBITDA Margin % has ranged from 17.42 to 24.13. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #106 out of 369 companies in the Insurance industry, placing it in the top 28.7%.
Is Ping An Insurance (Group) Co. of China's EBITDA Margin % too high?
Ping An Insurance (Group) Co. of China's current EBITDA Margin % of 21.74% is near median its 10-year median of 21.07. Over the past 10 years, this metric has ranged from a low of 17.42 to a high of 24.13. The Insurance industry median EBITDA Margin % is 14.81. Ping An Insurance (Group) Co. of China's value of 21.74% is 46.8% above this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #106 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #106 out of 369 companies for EBITDA Margin %. This puts Ping An Insurance (Group) Co. of China in the upper half of its industry. The industry median EBITDA Margin % is 14.81. Ping An Insurance (Group) Co. of China's value of 21.74% is 46.8% above this benchmark. Historically, Ping An Insurance (Group) Co. of China's own EBITDA Margin % has ranged from 17.42 to 24.13 over the past decade. While the company's 10-year median is 21.07 vs. the industry median of 14.81, Ping An Insurance (Group) Co. of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current EBITDA Margin % of 21.74% is 46.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Ping An Insurance (Group) Co. of China and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current EBITDA Margin % is 21.74%, which is near median its own 10-year median of 21.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (PNGAY) is currently considered Fairly Valued. The stock's GF Value™ is $12.70, compared to a current price of $13.23 — trading 4.2% above its estimated fair value. The current EBITDA Margin % is 21.74%, which is near median its 10-year median of 21.07 and 46.8% above the Insurance industry median of 14.81. Ping An Insurance (Group) Co. of China's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (PNGAY), the current EBITDA Margin % is 21.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ping An Insurance (Group) Co. of China (PNGAY) Overvalued in 2026?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued.
The current stock price of $13.23 is trading 4.2% above its estimated GF Value™ of $12.70.
GuruFocus considers Ping An Insurance (Group) Co. of China to be Fairly Valued.
Key valuation signals for PNGAY:
EBITDA Margin %: 21.74% (near median its 10-year median of 21.07)
GF Value™: $12.70 vs. price of $13.23 (4.2% above fair value)
Industry Position: 46.8% above the Insurance median (#106 of 369)
No single metric tells the full story. See the PNGAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ping An Insurance (Group) Co. of China Business Description
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
72GF Score
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