PNGAY'
s FCF Margin % Range Over the Past 10 Years
Min: 7.37 Med: 28.53 Max: 70.08
Current: 59.36
During the past 13 years, the highest FCF Margin % of Ping An Insurance (Group) Co. of China was 70.08%. The lowest was 7.37%. And the median was 28.53%.
PNGAY's FCF Margin % is ranked better than 95.61% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs PNGAY: 59.36
Ping An Insurance (Group) Co. of China FCF Margin % Related Terms
Ping An Insurance (Group) Co. of China FCF Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China FCF Margin % Chart
Ping An Insurance (Group) Co. of China Annual Data
For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ping An Insurance (Group) Co. of China FCF Margin % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China (PNGAY) has a FCF Margin % of 69.58% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ping An Insurance (Group) Co. of China and its competitors. This is 144% above median its historical median of 28.53. Over the past decade, Ping An Insurance (Group) Co. of China's FCF Margin % has ranged from 7.37 to 70.08. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #22 out of 501 companies in the Insurance industry, placing it in the top 4.4%.
Is Ping An Insurance (Group) Co. of China's FCF Margin % too high?
Ping An Insurance (Group) Co. of China's current FCF Margin % of 69.58% is 144% above median its 10-year median of 28.53. Over the past 10 years, this metric has ranged from a low of 7.37 to a high of 70.08. The Insurance industry median FCF Margin % is 9.60. Ping An Insurance (Group) Co. of China's value of 69.58% is 624.8% above this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #22 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #22 out of 501 companies for FCF Margin %. This places Ping An Insurance (Group) Co. of China in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Ping An Insurance (Group) Co. of China's value of 69.58% is 624.8% above this benchmark. Historically, Ping An Insurance (Group) Co. of China's own FCF Margin % has ranged from 7.37 to 70.08 over the past decade. While the company's 10-year median is 28.53 vs. the industry median of 9.60, Ping An Insurance (Group) Co. of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current FCF Margin % of 69.58% is 624.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ping An Insurance (Group) Co. of China and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current FCF Margin % is 69.58%, which is 144% above median its own 10-year median of 28.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (PNGAY) is currently considered Fairly Valued. The stock's GF Value™ is $12.70, compared to a current price of $13.21 — trading 4% above its estimated fair value. The current FCF Margin % is 69.58%, which is 144% above median its 10-year median of 28.53 and 624.8% above the Insurance industry median of 9.60. Ping An Insurance (Group) Co. of China's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (PNGAY), the current FCF Margin % is 69.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ping An Insurance (Group) Co. of China (PNGAY) Overvalued in 2026?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued.
The current stock price of $13.21 is trading 4% above its estimated GF Value™ of $12.70.
GuruFocus considers Ping An Insurance (Group) Co. of China to be Fairly Valued.
Key valuation signals for PNGAY:
FCF Margin %: 69.58% (144% above median its 10-year median of 28.53)
GF Value™: $12.70 vs. price of $13.21 (4% above fair value)
Industry Position: 624.8% above the Insurance median (#22 of 501)
No single metric tells the full story. See the PNGAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ping An Insurance (Group) Co. of China Business Description
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
72GF Score
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