Gulf Insurance Group (SAU:8250) E10: ﷼2.09 (As of Mar. 2026)


SAU:8250 Gulf Insurance Group SAU:8250
66 GF Score
Price ﷼31.70
GF Value ﷼27.70
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Gulf Insurance Group E10?

Gulf Insurance Group SAU:8250 -2.58% 66 E10 is ﷼2.09 as of Mar. 2026. GuruFocus rates SAU:8250 with a GF Score™ of 66/100 and a GF Value™ of ﷼27.70 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Gulf Insurance Group's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼0.830. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼2.09 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Gulf Insurance Group's average E10 Growth Rate was 13.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-05), Gulf Insurance Group's current stock price is ﷼31.70. Gulf Insurance Group's E10 for the quarter that ended in Mar. 2026 was ﷼2.09. Gulf Insurance Group's Shiller PE Ratio of today is 15.17.

During the past 13 years, the highest Shiller PE Ratio of Gulf Insurance Group was 24.53. The lowest was 10.83. And the median was 16.45.


Gulf Insurance Group  (SAU:8250) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Gulf Insurance Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=31.70/2.09
=15.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Gulf Insurance Group was 24.53. The lowest was 10.83. And the median was 16.45.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Gulf Insurance Group E10 Related Terms


Gulf Insurance Group E10 Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group E10 Chart

Gulf Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.64 1.79 2.01

Gulf Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.84 1.90 1.97 2.01 2.09

SAU:8250 vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Gulf Insurance Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group's Shiller PE Ratio falls into.


SAU:8250
66GF Score
Gulf Insurance Group SAU:8250
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gulf Insurance Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.83/330.2130*330.2130
=0.830

Current CPI (Mar. 2026) = 330.2130.

Gulf Insurance Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.180 241.018 0.247
201609 0.214 241.428 0.293
201612 0.171 241.432 0.234
201703 0.309 243.801 0.419
201706 0.283 244.955 0.381
201709 0.240 246.819 0.321
201712 0.317 246.524 0.425
201803 0.351 249.554 0.464
201806 0.326 251.989 0.427
201809 0.283 252.439 0.370
201812 0.250 251.233 0.329
201903 0.410 254.202 0.533
201906 0.476 256.143 0.614
201909 0.333 256.759 0.428
201912 0.429 256.974 0.551
202003 0.562 258.115 0.719
202006 0.543 257.797 0.696
202009 0.895 260.280 1.135
202012 0.638 260.474 0.809
202103 0.695 264.877 0.866
202106 0.533 271.696 0.648
202109 0.790 274.310 0.951
202112 0.619 278.802 0.733
202203 3.200 287.504 3.675
202206 -0.305 296.311 -0.340
202209 -0.152 296.808 -0.169
202212 -2.452 296.797 -2.728
202303 1.080 301.836 1.182
202306 0.760 305.109 0.823
202309 0.190 307.789 0.204
202312 0.420 306.746 0.452
202403 -0.390 312.332 -0.412
202406 1.000 314.175 1.051
202409 0.420 315.301 0.440
202412 0.840 315.605 0.879
202503 0.520 319.799 0.537
202506 0.650 322.561 0.665
202509 0.660 324.800 0.671
202512 0.580 324.054 0.591
202603 0.830 330.213 0.830

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼2.09 mean?
Gulf Insurance Group (SAU:8250) has a E10 of ﷼2.09 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gulf Insurance Group and its competitors.
Is Gulf Insurance Group's E10 too high?
Gulf Insurance Group's current E10 is ﷼2.09. Overall, Gulf Insurance Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group's E10 compare to BRK.A and AIG?
Gulf Insurance Group's E10 of ﷼2.09 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gulf Insurance Group and its competitors. Gulf Insurance Group's current E10 is ﷼2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group (SAU:8250) is currently considered Modestly Overvalued. The stock's GF Value™ is ﷼27.70, compared to a current price of ﷼31.70 — trading 14.4% above its estimated fair value. The current E10 is ﷼2.09. Gulf Insurance Group's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Gulf Insurance Group (SAU:8250), the current E10 is ﷼2.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group (SAU:8250) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group stock appears to be overvalued. The current stock price of ﷼31.70 is trading 14.4% above its estimated GF Value™ of ﷼27.70. GuruFocus considers Gulf Insurance Group to be Modestly Overvalued.

Key valuation signals for SAU:8250:

  • E10: ﷼2.09
  • GF Value™: ﷼27.70 vs. price of ﷼31.70 (14.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the SAU:8250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group Business Description

Address P.O. Box 753, Riyadh, SAU, 11421
Gulf Insurance Group operates in the insurance industry. The company's line of business includes health, motor, marine, property, engineering, accident, liability, and protection insurance. It has various segments, which include Motor, Property and Casualty, Health, and Protection. Maximum revenue is generated from its Motor insurance segment which is intended to compensate the policyholder for damage to the vehicle or liability to third parties due to an accident.
66GF Score

Get the complete analysis for SAU:8250

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼31.70
Price
﷼27.70
GF Value