Gulf Insurance Group (SAU:8250) Cyclically Adjusted FCF per Share: ﷼ (As of Jun. 2026)

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SAU:8250 Gulf Insurance Group SAU:8250
65 GF Score
Price ﷼32.70
GF Value ﷼29.71
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Gulf Insurance Group Cyclically Adjusted FCF per Share?

Gulf Insurance Group SAU:8250 +0.37% 65 Cyclically Adjusted FCF per Share is ﷼ as of Jun. 2026. GuruFocus rates SAU:8250 with a GF Score™ of 65/100 and a GF Value™ of ﷼29.71 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Gulf Insurance Group's adjusted free cash flow per share for the three months ended in Jun. 2026 was ﷼3.271. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, Gulf Insurance Group's average Cyclically Adjusted FCF Growth Rate was 8.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-09-21), Gulf Insurance Group's current stock price is ﷼32.70. Gulf Insurance Group's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was . Gulf Insurance Group's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Gulf Insurance Group was 9.86. The lowest was 5.68. And the median was 7.33.


Gulf Insurance Group  (SAU:8250) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Gulf Insurance Group was 9.86. The lowest was 5.68. And the median was 7.33.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Gulf Insurance Group Cyclically Adjusted FCF per Share Related Terms


Gulf Insurance Group Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group Cyclically Adjusted FCF per Share Chart

Gulf Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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Gulf Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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SAU:8250 vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Gulf Insurance Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group's Cyclically Adjusted Price-to-FCF falls into.


SAU:8250
65GF Score
Gulf Insurance Group SAU:8250
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gulf Insurance Group's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.271/333.9520*333.9520
=3.271

Current CPI (Jun. 2026) = 333.9520.

Gulf Insurance Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.540 241.428 0.747
201612 0.288 241.432 0.398
201703 4.583 243.801 6.278
201706 0.889 244.955 1.212
201709 0.299 246.819 0.405
201712 0.288 246.524 0.390
201803 5.720 249.554 7.654
201806 -3.481 251.989 -4.613
201809 1.947 252.439 2.576
201812 -0.007 251.233 -0.009
201903 1.124 254.202 1.477
201906 1.147 256.143 1.495
201909 1.239 256.759 1.611
201912 0.880 256.974 1.144
202003 2.061 258.115 2.667
202006 1.767 257.797 2.289
202009 0.692 260.280 0.888
202012 0.402 260.474 0.515
202103 -0.052 264.877 -0.066
202106 0.212 271.696 0.261
202109 0.775 274.310 0.944
202112 1.138 278.802 1.363
202203 -0.327 287.504 -0.380
202206 1.569 296.311 1.768
202209 1.499 296.808 1.687
202212 -1.276 296.797 -1.436
202303 -0.582 301.836 -0.644
202306 0.823 305.109 0.901
202309 1.678 307.789 1.821
202312 1.317 306.746 1.434
202403 -0.169 312.332 -0.181
202406 -1.496 314.175 -1.590
202409 2.023 315.301 2.143
202412 0.964 315.605 1.020
202503 -1.150 319.799 -1.201
202506 0.042 322.561 0.043
202509 0.871 324.800 0.896
202512 1.386 324.054 1.428
202603 1.223 330.213 1.237
202606 3.271 333.952 3.271

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼ mean?
Gulf Insurance Group (SAU:8250) has a Cyclically Adjusted FCF per Share of ﷼ as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Gulf Insurance Group and its competitors.
Is Gulf Insurance Group's Cyclically Adjusted FCF per Share too high?
Gulf Insurance Group's current Cyclically Adjusted FCF per Share is ﷼. Overall, Gulf Insurance Group has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Gulf Insurance Group's Cyclically Adjusted FCF per Share of ﷼ can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Gulf Insurance Group and its competitors. Gulf Insurance Group's current Cyclically Adjusted FCF per Share is ﷼. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group (SAU:8250) is currently considered Fairly Valued. The stock's GF Value™ is ﷼29.71, compared to a current price of ﷼32.70 — trading 10.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼. Gulf Insurance Group's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Gulf Insurance Group (SAU:8250), the current Cyclically Adjusted FCF per Share is ﷼ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group (SAU:8250) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group stock appears to be overvalued. The current stock price of ﷼32.70 is trading 10.1% above its estimated GF Value™ of ﷼29.71. GuruFocus considers Gulf Insurance Group to be Fairly Valued.

Key valuation signals for SAU:8250:

  • Cyclically Adjusted FCF per Share:
  • GF Value™: ﷼29.71 vs. price of ﷼32.70 (10.1% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the SAU:8250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group Business Description

Address P.O. Box 753, Riyadh, SAU, 11421
Gulf Insurance Group operates in the insurance industry. The company's line of business includes health, motor, marine, property, engineering, accident, liability, and protection insurance. It has various segments, which include Motor, Property and Casualty, Health, and Protection. Maximum revenue is generated from its Motor insurance segment which is intended to compensate the policyholder for damage to the vehicle or liability to third parties due to an accident.
65GF Score

Get the complete analysis for SAU:8250

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼32.70
Price
﷼29.71
GF Value