Gulf Insurance Group (SAU:8250) EV-to-EBITDA: 7.64 (As of Sep. 21, 2026) — 20% Below Median

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SAU:8250 Gulf Insurance Group SAU:8250
65 GF Score
Price ﷼32.70
GF Value ﷼29.71
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Gulf Insurance Group EV-to-EBITDA?

Gulf Insurance Group SAU:8250 +0.37% 65 EV-to-EBITDA is 7.64 as of Sep. 21, 2026, which is 20% below its 10-year median of 9.52. GuruFocus rates SAU:8250 with a GF Score™ of 65/100 and a GF Value™ of ﷼29.71 (Fairly Valued). The stock has 6 warning signs investors should review. Among 355 Insurance companies, Gulf Insurance Group ranks worse than 281689.86% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Gulf Insurance Group's enterprise value is ﷼1,540 Mil. Gulf Insurance Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼202 Mil. Therefore, Gulf Insurance Group's EV-to-EBITDA for today is 7.64.

The historical rank and industry rank for Gulf Insurance Group's EV-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest EV-to-EBITDA of Gulf Insurance Group was 36.28. The lowest was 7.34. And the median was 9.52.

SAU:8250's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 7.78
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-21), Gulf Insurance Group's stock price is ﷼32.70. Gulf Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼2.808. Therefore, Gulf Insurance Group's PE Ratio (TTM) for today is 11.65.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Gulf Insurance Group  (SAU:8250) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Gulf Insurance Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=32.70/2.808
=11.65

Gulf Insurance Group's share price for today is ﷼32.70.
Gulf Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼2.808.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Gulf Insurance Group EV-to-EBITDA Related Terms


Gulf Insurance Group EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group EV-to-EBITDA Chart

Gulf Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.41 27.21 7.92 11.84 6.72

Gulf Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.39 7.58 6.72 6.82 8.62

SAU:8250 vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Gulf Insurance Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group's EV-to-EBITDA falls into.


SAU:8250
65GF Score
Gulf Insurance Group SAU:8250
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group EV-to-EBITDA Calculation

Gulf Insurance Group's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=1540.032/201.625
=7.64

Gulf Insurance Group's current Enterprise Value is ﷼1,540 Mil.
Gulf Insurance Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼202 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 7.64 mean?
Gulf Insurance Group (SAU:8250) has a EV-to-EBITDA of 7.64 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Gulf Insurance Group. This is 20% below median its historical median of 9.52. Over the past decade, Gulf Insurance Group's EV-to-EBITDA has ranged from 7.34 to 36.28. According to the industry distribution chart, Gulf Insurance Group ranks #999999 out of 355 companies in the Insurance industry.
Is Gulf Insurance Group's EV-to-EBITDA too high?
Gulf Insurance Group's current EV-to-EBITDA of 7.64 is 20% below median its 10-year median of 9.52. Over the past 10 years, this metric has ranged from a low of 7.34 to a high of 36.28. The Insurance industry median EV-to-EBITDA is 7.78. Gulf Insurance Group's value of 7.64 is 1.8% below this industry median. Based on the distribution chart, Gulf Insurance Group ranks #999999 out of 355 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gulf Insurance Group has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Gulf Insurance Group ranks #999999 out of 355 companies for EV-to-EBITDA. This places Gulf Insurance Group in the lower half of its industry. The industry median EV-to-EBITDA is 7.78. Gulf Insurance Group's value of 7.64 is 1.8% below this benchmark. Historically, Gulf Insurance Group's own EV-to-EBITDA has ranged from 7.34 to 36.28 over the past decade. While the company's 10-year median is 9.52 vs. the industry median of 7.78, Gulf Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.78, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group's current EV-to-EBITDA of 7.64 is 1.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Gulf Insurance Group. For the Insurance industry, the median EV-to-EBITDA is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group's current EV-to-EBITDA is 7.64, which is 20% below median its own 10-year median of 9.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group (SAU:8250) is currently considered Fairly Valued. The stock's GF Value™ is ﷼29.71, compared to a current price of ﷼32.70 — trading 10.1% above its estimated fair value. The current EV-to-EBITDA is 7.64, which is 20% below median its 10-year median of 9.52 and 1.8% below the Insurance industry median of 7.78. Gulf Insurance Group's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Gulf Insurance Group (SAU:8250), the current EV-to-EBITDA is 7.64 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group (SAU:8250) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group stock appears to be overvalued. The current stock price of ﷼32.70 is trading 10.1% above its estimated GF Value™ of ﷼29.71. GuruFocus considers Gulf Insurance Group to be Fairly Valued.

Key valuation signals for SAU:8250:

  • EV-to-EBITDA: 7.64 (20% below median its 10-year median of 9.52)
  • GF Value™: ﷼29.71 vs. price of ﷼32.70 (10.1% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 1.8% below the Insurance median (#999999 of 355)

No single metric tells the full story. See the SAU:8250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group Business Description

Address P.O. Box 753, Riyadh, SAU, 11421
Gulf Insurance Group operates in the insurance industry. The company's line of business includes health, motor, marine, property, engineering, accident, liability, and protection insurance. It has various segments, which include Motor, Property and Casualty, Health, and Protection. Maximum revenue is generated from its Motor insurance segment which is intended to compensate the policyholder for damage to the vehicle or liability to third parties due to an accident.
65GF Score

Get the complete analysis for SAU:8250

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼32.70
Price
﷼29.71
GF Value