Gulf Insurance Group (SAU:8250) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


SAU:8250 Gulf Insurance Group SAU:8250
66 GF Score
Price ﷼31.70
GF Value ﷼27.70
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Gulf Insurance Group Interest Coverage?

Gulf Insurance Group SAU:8250 -2.58% 66 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates SAU:8250 with a GF Score™ of 66/100 and a GF Value™ of ﷼27.70 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 352 Insurance companies, Gulf Insurance Group ranks worse than 284090.63% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Gulf Insurance Group's EBIT for the three months ended in Mar. 2026 was ﷼0 Mil. Gulf Insurance Group's Interest Expense for the three months ended in Mar. 2026 was ﷼-0 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Gulf Insurance Group's Interest Coverage or its related term are showing as below:


SAU:8250's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.245
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Gulf Insurance Group  (SAU:8250) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Gulf Insurance Group Interest Coverage Related Terms


Gulf Insurance Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Gulf Insurance Group Interest Coverage Chart

Gulf Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 227.19 139.82 0.00 0.00 0.00

Gulf Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 0.00 0.00 0.00 0.00

SAU:8250 vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Gulf Insurance Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group's Interest Coverage falls into.


SAU:8250
66GF Score
Gulf Insurance Group SAU:8250
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Gulf Insurance Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Gulf Insurance Group's Interest Expense was ﷼-7 Mil. Its EBIT was ﷼0 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼19 Mil.

Gulf Insurance Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Gulf Insurance Group's Interest Expense was ﷼-0 Mil. Its EBIT was ﷼0 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼24 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Gulf Insurance Group (SAU:8250) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gulf Insurance Group and its competitors. According to the industry distribution chart, Gulf Insurance Group ranks #999999 out of 352 companies in the Insurance industry.
Is Gulf Insurance Group's Interest Coverage too high?
Gulf Insurance Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Gulf Insurance Group ranks #999999 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gulf Insurance Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Gulf Insurance Group ranks #999999 out of 352 companies for Interest Coverage. This places Gulf Insurance Group in the lower half of its industry. The industry median Interest Coverage is 16.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gulf Insurance Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group (SAU:8250) is currently considered Modestly Overvalued. The stock's GF Value™ is ﷼27.70, compared to a current price of ﷼31.70 — trading 14.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Gulf Insurance Group's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Gulf Insurance Group (SAU:8250), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group (SAU:8250) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group stock appears to be overvalued. The current stock price of ﷼31.70 is trading 14.4% above its estimated GF Value™ of ﷼27.70. GuruFocus considers Gulf Insurance Group to be Modestly Overvalued.

Key valuation signals for SAU:8250:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ﷼27.70 vs. price of ﷼31.70 (14.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the SAU:8250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group Business Description

Address P.O. Box 753, Riyadh, SAU, 11421
Gulf Insurance Group operates in the insurance industry. The company's line of business includes health, motor, marine, property, engineering, accident, liability, and protection insurance. It has various segments, which include Motor, Property and Casualty, Health, and Protection. Maximum revenue is generated from its Motor insurance segment which is intended to compensate the policyholder for damage to the vehicle or liability to third parties due to an accident.
66GF Score

Get the complete analysis for SAU:8250

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼31.70
Price
﷼27.70
GF Value