Gulf Insurance Group (SAU:8250) ROE % Adjusted to Book Value: 13.85% (As of Mar. 2026)


SAU:8250 Gulf Insurance Group SAU:8250
72 GF Score
Price ﷼30.36
GF Value ﷼27.78
Valuation Fairly Valued
! 6 Warning Signs
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What is Gulf Insurance Group ROE % Adjusted to Book Value?

Gulf Insurance Group SAU:8250 -1.11% 72 ROE % Adjusted to Book Value is 13.85% as of Mar. 2026. GuruFocus rates SAU:8250 with a GF Score™ of 72/100 and a GF Value™ of ﷼27.78 (Fairly Valued). The stock has 6 warning signs investors should review.

Gulf Insurance Group's ROE % for the quarter that ended in Mar. 2026 was 14.27%. Gulf Insurance Group's PB Ratio for the quarter that ended in Mar. 2026 was 1.03. Gulf Insurance Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 13.85%.


Gulf Insurance Group ROE % Adjusted to Book Value Related Terms


Gulf Insurance Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group ROE % Adjusted to Book Value Chart

Gulf Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.20 1.22 9.87 5.95 11.84

Gulf Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.81 9.15 7.73 14.72 13.85

SAU:8250 vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Gulf Insurance Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group's ROE % Adjusted to Book Value falls into.


SAU:8250
72GF Score
Gulf Insurance Group SAU:8250
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group ROE % Adjusted to Book Value Calculation

Gulf Insurance Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.01% / 0.93
=11.84%

Gulf Insurance Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.27% / 1.03
=13.85%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.85% mean?
Gulf Insurance Group (SAU:8250) has a ROE % Adjusted to Book Value of 13.85% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Gulf Insurance Group and its competitors.
Is Gulf Insurance Group's ROE % Adjusted to Book Value too high?
Gulf Insurance Group's current ROE % Adjusted to Book Value is 13.85%. Overall, Gulf Insurance Group has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Gulf Insurance Group's ROE % Adjusted to Book Value of 13.85% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Gulf Insurance Group and its competitors. Gulf Insurance Group's current ROE % Adjusted to Book Value is 13.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group (SAU:8250) is currently considered Fairly Valued. The stock's GF Value™ is ﷼27.78, compared to a current price of ﷼30.36 — trading 9.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.85%. Gulf Insurance Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Gulf Insurance Group (SAU:8250), the current ROE % Adjusted to Book Value is 13.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group (SAU:8250) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group stock appears to be overvalued. The current stock price of ﷼30.36 is trading 9.3% above its estimated GF Value™ of ﷼27.78. GuruFocus considers Gulf Insurance Group to be Fairly Valued.

Key valuation signals for SAU:8250:

  • ROE % Adjusted to Book Value: 13.85%
  • GF Value™: ﷼27.78 vs. price of ﷼30.36 (9.3% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the SAU:8250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group Business Description

Address P.O. Box 753, Riyadh, SAU, 11421
Gulf Insurance Group operates in the insurance industry. The company's line of business includes health, motor, marine, property, engineering, accident, liability, and protection insurance. It has various segments, which include Motor, Property and Casualty, Health, and Protection. Maximum revenue is generated from its Motor insurance segment which is intended to compensate the policyholder for damage to the vehicle or liability to third parties due to an accident.
72GF Score

Get the complete analysis for SAU:8250

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼30.36
Price
﷼27.78
GF Value