Gulf Insurance Group (SAU:8250) Debt-to-EBITDA : N/A (As of Jun. 2026)

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SAU:8250 Gulf Insurance Group SAU:8250
66 GF Score
Price ﷼31.46
GF Value ﷼28.96
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Gulf Insurance Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Gulf Insurance Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼0 Mil. Gulf Insurance Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼24 Mil. Gulf Insurance Group's annualized EBITDA for the quarter that ended in Jun. 2026 was ﷼0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Gulf Insurance Group's Debt-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest Debt-to-EBITDA Ratio of Gulf Insurance Group was 0.19. The lowest was 0.10. And the median was 0.13.

SAU:8250's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.23
* Ranked among companies with meaningful Debt-to-EBITDA only.

Gulf Insurance Group  (SAU:8250) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Gulf Insurance Group Debt-to-EBITDA Related Terms


Gulf Insurance Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group Debt-to-EBITDA Chart

Gulf Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.15 N/A N/A N/A

Gulf Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

SAU:8250 vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Gulf Insurance Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group's Debt-to-EBITDA falls into.


SAU:8250
66GF Score
Gulf Insurance Group SAU:8250
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Gulf Insurance Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.592 + 19.407) / N/A
=N/A

Gulf Insurance Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Gulf Insurance Group (SAU:8250) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group stock appears to be overvalued. The current stock price of ﷼31.46 is trading 8.6% above its estimated GF Value™ of ﷼28.96. GuruFocus considers Gulf Insurance Group to be Fairly Valued.

Key valuation signals for SAU:8250:

  • Debt-to-EBITDA: N/A
  • GF Value™: ﷼28.96 vs. price of ﷼31.46 (8.6% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the SAU:8250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group Business Description

Address P.O. Box 753, Riyadh, SAU, 11421
Gulf Insurance Group operates in the insurance industry. The company's line of business includes health, motor, marine, property, engineering, accident, liability, and protection insurance. It has various segments, which include Motor, Property and Casualty, Health, and Protection. Maximum revenue is generated from its Motor insurance segment which is intended to compensate the policyholder for damage to the vehicle or liability to third parties due to an accident.
66GF Score

Get the complete analysis for SAU:8250

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼31.46
Price
﷼28.96
GF Value