China Pacific Insurance (Group) Co (STU:75C) E10: €0.31 (As of Mar. 2026)


STU:75C China Pacific Insurance (Group) Co Ltd STU:75C
70 GF Score
Price €2.98
GF Value €4.05
Valuation Modestly Undervalued
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What is China Pacific Insurance (Group) Co E10?

China Pacific Insurance (Group) Co STU:75C -2.61% 70 E10 is €0.31 as of Mar. 2026. GuruFocus rates STU:75C with a GF Score™ of 70/100 and a GF Value™ of €4.05 (Modestly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

China Pacific Insurance (Group) Co's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.118. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.31 for the trailing ten years ended in Mar. 2026.

During the past 12 months, China Pacific Insurance (Group) Co's average E10 Growth Rate was 13.80% per year. During the past 3 years, the average E10 Growth Rate was 10.80% per year. During the past 5 years, the average E10 Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of China Pacific Insurance (Group) Co was 14.10% per year. The lowest was 10.80% per year. And the median was 12.30% per year.

As of today (2026-06-29), China Pacific Insurance (Group) Co's current stock price is €2.98. China Pacific Insurance (Group) Co's E10 for the quarter that ended in Mar. 2026 was €0.31. China Pacific Insurance (Group) Co's Shiller PE Ratio of today is 9.61.

During the past 13 years, the highest Shiller PE Ratio of China Pacific Insurance (Group) Co was 40.80. The lowest was 7.93. And the median was 15.58.


China Pacific Insurance (Group) Co  (STU:75C) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

China Pacific Insurance (Group) Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.98/0.31
=9.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of China Pacific Insurance (Group) Co was 40.80. The lowest was 7.93. And the median was 15.58.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


China Pacific Insurance (Group) Co E10 Related Terms


China Pacific Insurance (Group) Co E10 Historical Data

* Premium members only.

The historical data trend for China Pacific Insurance (Group) Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co E10 Chart

China Pacific Insurance (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.19 0.18 0.25 0.29

China Pacific Insurance (Group) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.23 0.29 0.29 0.31

STU:75C vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, China Pacific Insurance (Group) Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Pacific Insurance (Group) Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, China Pacific Insurance (Group) Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where China Pacific Insurance (Group) Co's Shiller PE Ratio falls into.


STU:75C
70GF Score
China Pacific Insurance (Group) Co Ltd STU:75C
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Pacific Insurance (Group) Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, China Pacific Insurance (Group) Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.118/116.3033*116.3033
=0.118

Current CPI (Mar. 2026) = 116.3033.

China Pacific Insurance (Group) Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.059 101.400 0.068
201609 0.040 102.400 0.045
201612 0.049 102.600 0.056
201703 0.030 103.200 0.034
201706 0.065 103.100 0.073
201709 0.063 104.100 0.070
201712 0.053 104.500 0.059
201803 0.053 105.300 0.059
201806 0.066 104.900 0.073
201809 0.061 106.600 0.067
201812 0.075 106.500 0.082
201903 0.079 107.700 0.085
201906 0.153 107.700 0.165
201909 0.094 109.800 0.100
201912 0.068 111.200 0.071
202003 0.120 112.300 0.124
202006 0.080 110.400 0.084
202009 0.070 111.700 0.073
202012 0.064 111.500 0.067
202103 0.115 112.662 0.119
202106 0.118 111.769 0.123
202109 0.074 112.215 0.077
202112 0.060 113.108 0.062
202203 0.136 114.335 0.138
202206 0.161 114.558 0.163
202209 0.157 115.339 0.158
202212 0.096 115.116 0.097
202303 0.164 115.116 0.166
202306 0.090 114.558 0.091
202309 0.064 115.339 0.065
202312 0.054 114.781 0.055
202403 0.156 115.227 0.157
202406 0.178 114.781 0.180
202409 0.174 115.785 0.175
202412 0.091 114.893 0.092
202503 0.128 115.116 0.129
202506 0.229 114.907 0.232
202509 0.221 115.471 0.223
202512 0.096 115.832 0.096
202603 0.118 116.303 0.118

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.31 mean?
China Pacific Insurance (Group) Co (STU:75C) has a E10 of €0.31 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on China Pacific Insurance (Group) Co and its competitors.
Is China Pacific Insurance (Group) Co's E10 too high?
China Pacific Insurance (Group) Co's current E10 is €0.31. Overall, China Pacific Insurance (Group) Co has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Pacific Insurance (Group) Co's E10 compare to AFL and MET?
China Pacific Insurance (Group) Co's E10 of €0.31 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on China Pacific Insurance (Group) Co and its competitors. China Pacific Insurance (Group) Co's current E10 is €0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Pacific Insurance (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co (STU:75C) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.05, compared to a current price of €2.98 — trading 26.4% below its estimated fair value. The current E10 is €0.31. China Pacific Insurance (Group) Co's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For China Pacific Insurance (Group) Co (STU:75C), the current E10 is €0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Pacific Insurance (Group) Co (STU:75C) Overvalued in 2026?

Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued. The current stock price of €2.98 is trading 26.4% below its estimated GF Value™ of €4.05. GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.

Key valuation signals for STU:75C:

  • E10: €0.31
  • GF Value™: €4.05 vs. price of €2.98 (26.4% below fair value)
  • GF Score™: 70/100

No single metric tells the full story. See the STU:75C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Pacific Insurance (Group) Co Business Description

Address 1 South Zhongshan Road, Huangpu District, Shanghai, CHN, 200010
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
70GF Score

Get the complete analysis for STU:75C

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.98
Price
€4.05
GF Value