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Amalgamated FinancialAMAL +0.69%64 3-Year EPS without NRI Growth Rate is 9.30% as of Jun. 2026, which is 59% below its 10-year median of 22.50. GuruFocus rates AMAL with a GF Score™ of 64/100 and a GF Value™ of $35.49 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,408 Banks companies, Amalgamated Financial ranks better than 55.61% on this metric.
During the past 12 months, Amalgamated Financial's average EPS without NRI Growth Rate was 8.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 9.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 19.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 9 years, the highest 3-Year average EPS without NRI Growth Rate of Amalgamated Financial was 93.80% per year. The lowest was 5.30% per year. And the median was 22.50% per year.
Amalgamated Financial (NAS:AMAL) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Amalgamated Financial 3-Year EPS without NRI Growth Rate Related Terms
AMAL vs TMP, PEBO, LKFN: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Amalgamated Financial's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amalgamated Financial 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Amalgamated Financial's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Amalgamated Financial's 3-Year EPS without NRI Growth Rate falls into.
Amalgamated Financial 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 9.30% mean?
Amalgamated Financial (AMAL) has a 3-Year EPS without NRI Growth Rate of 9.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Amalgamated Financial and its competitors. This is 59% below median its historical median of 22.50. Over the past decade, Amalgamated Financial's 3-Year EPS without NRI Growth Rate has ranged from 5.30 to 93.80. According to the industry distribution chart, Amalgamated Financial ranks #625 out of 1408 companies in the Banks industry, placing it in the top 44.4%.
Is Amalgamated Financial's 3-Year EPS without NRI Growth Rate too high?
Amalgamated Financial's current 3-Year EPS without NRI Growth Rate of 9.30% is 59% below median its 10-year median of 22.50. Over the past 10 years, this metric has ranged from a low of 5.30 to a high of 93.80. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Amalgamated Financial's value of 9.30% is 24% above this industry median. Based on the distribution chart, Amalgamated Financial ranks #625 out of 1408 companies in the Banks industry, which is above the industry midpoint. Overall, Amalgamated Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amalgamated Financial's 3-Year EPS without NRI Growth Rate compare to TMP and PEBO?
According to the Banks industry distribution chart, Amalgamated Financial ranks #625 out of 1408 companies for 3-Year EPS without NRI Growth Rate. This puts Amalgamated Financial in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Amalgamated Financial's value of 9.30% is 24% above this benchmark. Historically, Amalgamated Financial's own 3-Year EPS without NRI Growth Rate has ranged from 5.30 to 93.80 over the past decade. While the company's 10-year median is 22.50 vs. the industry median of 7.50, Amalgamated Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amalgamated Financial's current 3-Year EPS without NRI Growth Rate of 9.30% is 24% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Amalgamated Financial and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amalgamated Financial's current 3-Year EPS without NRI Growth Rate is 9.30%, which is 59% below median its own 10-year median of 22.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amalgamated Financial stock overvalued right now?
Based on GuruFocus' analysis, Amalgamated Financial (AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $35.49, compared to a current price of $51.08 — trading 43.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 9.30%, which is 59% below median its 10-year median of 22.50 and 24% above the Banks industry median of 7.50. Amalgamated Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Amalgamated Financial (AMAL), the current 3-Year EPS without NRI Growth Rate is 9.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amalgamated Financial (AMAL) Overvalued in 2026?
Based on GuruFocus' analysis, Amalgamated Financial stock appears to be overvalued.
The current stock price of $51.08 is trading 43.9% above its estimated GF Value™ of $35.49.
GuruFocus considers Amalgamated Financial to be Significantly Overvalued.
Key valuation signals for AMAL:
3-Year EPS without NRI Growth Rate: 9.30% (59% below median its 10-year median of 22.50)
GF Value™: $35.49 vs. price of $51.08 (43.9% above fair value)
Industry Position: 24% above the Banks median (#625 of 1408)
No single metric tells the full story. See the AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amalgamated Financial Corp is a bank holding company. It is a full-service commercial bank and a chartered trust company. It provides commercial banking and trust services nationally and offers various products and services to commercial and retail customers. It offers a complete suite of commercial and retail banking, investment management, and trust and custody services.
64GF Score
Get the complete analysis for AMAL
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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