AMAL (Amalgamated Financial) ROE % Adjusted to Book Value: 8.75% (As of Mar. 2026)


AMAL Amalgamated Financial Corp AMAL
66 GF Score
Price $45.70
GF Value $33.06
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Amalgamated Financial ROE % Adjusted to Book Value?

Amalgamated Financial AMAL +0.43% 66 ROE % Adjusted to Book Value is 8.75% as of Mar. 2026. GuruFocus rates AMAL with a GF Score™ of 66/100 and a GF Value™ of $33.06 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Amalgamated Financial's ROE % for the quarter that ended in Mar. 2026 was 12.60%. Amalgamated Financial's PB Ratio for the quarter that ended in Mar. 2026 was 1.44. Amalgamated Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.75%.


Amalgamated Financial ROE % Adjusted to Book Value Related Terms


Amalgamated Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for Amalgamated Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amalgamated Financial ROE % Adjusted to Book Value Chart

Amalgamated Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only 10.35 10.93 11.49 11.35 11.59

Amalgamated Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.56 11.07 13.34 11.31 8.75

AMAL vs TMP, PEBO, CTBI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Amalgamated Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amalgamated Financial ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Amalgamated Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Amalgamated Financial's ROE % Adjusted to Book Value falls into.


AMAL
66GF Score
Amalgamated Financial Corp AMAL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Amalgamated Financial ROE % Adjusted to Book Value Calculation

Amalgamated Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.91% / 1.20
=11.59%

Amalgamated Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.60% / 1.44
=8.75%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.75% mean?
Amalgamated Financial (AMAL) has a ROE % Adjusted to Book Value of 8.75% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Amalgamated Financial and its competitors.
Is Amalgamated Financial's ROE % Adjusted to Book Value too high?
Amalgamated Financial's current ROE % Adjusted to Book Value is 8.75%. Overall, Amalgamated Financial has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amalgamated Financial's ROE % Adjusted to Book Value compare to TMP and PEBO?
Amalgamated Financial's ROE % Adjusted to Book Value of 8.75% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Amalgamated Financial and its competitors. Amalgamated Financial's current ROE % Adjusted to Book Value is 8.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amalgamated Financial stock overvalued right now?
Based on GuruFocus' analysis, Amalgamated Financial (AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.06, compared to a current price of $45.70 — trading 38.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.75%. Amalgamated Financial's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Amalgamated Financial (AMAL), the current ROE % Adjusted to Book Value is 8.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amalgamated Financial (AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Amalgamated Financial stock appears to be overvalued. The current stock price of $45.70 is trading 38.2% above its estimated GF Value™ of $33.06. GuruFocus considers Amalgamated Financial to be Significantly Overvalued.

Key valuation signals for AMAL:

  • ROE % Adjusted to Book Value: 8.75%
  • GF Value™: $33.06 vs. price of $45.70 (38.2% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amalgamated Financial Business Description

Other Exchanges A0B0:Germany
Address 275 Seventh Avenue, New York, NY, USA, 10001
Amalgamated Financial Corp is a bank holding company. It is a full-service commercial bank and a chartered trust company. It provides commercial banking and trust services nationally and offers various products and services to commercial and retail customers. It offers a complete suite of commercial and retail banking, investment management, and trust and custody services.
66GF Score

Get the complete analysis for AMAL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.70
Price
$33.06
GF Value