AMAL (Amalgamated Financial) Selling, General, & Admin. Expense: $107.8 Mil (TTM As of Mar. 2026)


AMAL Amalgamated Financial Corp AMAL
66 GF Score
Price $46.04
GF Value $33.16
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Amalgamated Financial Selling, General, & Admin. Expense?

Amalgamated Financial AMAL -2.15% 66 Selling, General, & Admin. Expense is $107.8 Mil as of Mar. 2026. GuruFocus rates AMAL with a GF Score™ of 66/100 and a GF Value™ of $33.16 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Amalgamated Financial's selling, general, & admin. expense for the three months ended in Mar. 2026 was $27.4 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $107.8 Mil.


Amalgamated Financial  (NAS:AMAL) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Amalgamated Financial Selling, General, & Admin. Expense Related Terms


Amalgamated Financial Selling, General, & Admin. Expense Historical Data

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The historical data trend for Amalgamated Financial's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amalgamated Financial Selling, General, & Admin. Expense Chart

Amalgamated Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only 75.61 81.68 93.97 101.21 104.68

Amalgamated Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.27 24.55 26.96 28.91 27.36

AMAL vs WABC, PEBO, BHRB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Amalgamated Financial's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amalgamated Financial Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Amalgamated Financial's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Amalgamated Financial's Selling, General, & Admin. Expense falls into.


AMAL
66GF Score
Amalgamated Financial Corp AMAL
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Amalgamated Financial Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $107.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $107.8 Mil mean?
Amalgamated Financial (AMAL) has a Selling, General, & Admin. Expense of $107.8 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Amalgamated Financial and its competitors.
Is Amalgamated Financial's Selling, General, & Admin. Expense too high?
Amalgamated Financial's current Selling, General, & Admin. Expense is $107.8 Mil. Overall, Amalgamated Financial has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amalgamated Financial's Selling, General, & Admin. Expense compare to WABC and PEBO?
Amalgamated Financial's Selling, General, & Admin. Expense of $107.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Amalgamated Financial and its competitors. Amalgamated Financial's current Selling, General, & Admin. Expense is $107.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amalgamated Financial stock overvalued right now?
Based on GuruFocus' analysis, Amalgamated Financial (AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.16, compared to a current price of $46.04 — trading 38.8% above its estimated fair value. The current Selling, General, & Admin. Expense is $107.8 Mil. Amalgamated Financial's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Amalgamated Financial (AMAL), the current Selling, General, & Admin. Expense is $107.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amalgamated Financial (AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Amalgamated Financial stock appears to be overvalued. The current stock price of $46.04 is trading 38.8% above its estimated GF Value™ of $33.16. GuruFocus considers Amalgamated Financial to be Significantly Overvalued.

Key valuation signals for AMAL:

  • Selling, General, & Admin. Expense: $107.8 Mil
  • GF Value™: $33.16 vs. price of $46.04 (38.8% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amalgamated Financial Business Description

Other Exchanges A0B0:Germany
Address 275 Seventh Avenue, New York, NY, USA, 10001
Amalgamated Financial Corp is a bank holding company. It is a full-service commercial bank and a chartered trust company. It provides commercial banking and trust services nationally and offers various products and services to commercial and retail customers. It offers a complete suite of commercial and retail banking, investment management, and trust and custody services.
66GF Score

Get the complete analysis for AMAL

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.04
Price
$33.16
GF Value