AMAL (Amalgamated Financial) Pre-Tax Income: $150.6 Mil (TTM As of Jun. 2026)

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AMAL Amalgamated Financial Corp AMAL
64 GF Score
Price $49.84
GF Value $35.40
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Amalgamated Financial Pre-Tax Income?

Amalgamated Financial AMAL -0.70% 64 Pre-Tax Income is $150.6 Mil as of Jun. 2026. GuruFocus rates AMAL with a GF Score™ of 64/100 and a GF Value™ of $35.40 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Amalgamated Financial's pretax income for the three months ended in Jun. 2026 was $46.6 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $150.6 Mil. Amalgamated Financial's pretax margin was 47.51%.

During the past 9 years, Amalgamated Financial's highest Pretax Margin was 46.00%. The lowest was 13.19%. And the median was 34.92%.


Amalgamated Financial  (NAS:AMAL) Pre-Tax Income Explanation

Amalgamated Financial's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=46.62/98.134
=47.51%

During the past 9 years, Amalgamated Financial's highest Pretax Margin was 46.00%. The lowest was 13.19%. And the median was 34.92%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Amalgamated Financial Pre-Tax Income Related Terms


Amalgamated Financial Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Amalgamated Financial's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amalgamated Financial Pre-Tax Income Chart

Amalgamated Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only 70.73 108.16 124.73 145.59 140.16

Amalgamated Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.46 36.69 33.27 34.07 46.62

AMAL vs TMP, PEBO, LKFN: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Amalgamated Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amalgamated Financial Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Amalgamated Financial's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Amalgamated Financial's Pre-Tax Income falls into.


AMAL
64GF Score
Amalgamated Financial Corp AMAL
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Amalgamated Financial Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Amalgamated Financial's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+140.155
=140.2

Amalgamated Financial's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+46.62
=46.6

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $150.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $150.6 Mil mean?
Amalgamated Financial (AMAL) has a Pre-Tax Income of $150.6 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Amalgamated Financial and its competitors.
Is Amalgamated Financial's Pre-Tax Income too high?
Amalgamated Financial's current Pre-Tax Income is $150.6 Mil. Overall, Amalgamated Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amalgamated Financial's Pre-Tax Income compare to TMP and PEBO?
Amalgamated Financial's Pre-Tax Income of $150.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Amalgamated Financial and its competitors. Amalgamated Financial's current Pre-Tax Income is $150.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amalgamated Financial stock overvalued right now?
Based on GuruFocus' analysis, Amalgamated Financial (AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $35.40, compared to a current price of $49.84 — trading 40.8% above its estimated fair value. The current Pre-Tax Income is $150.6 Mil. Amalgamated Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Amalgamated Financial (AMAL), the current Pre-Tax Income is $150.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amalgamated Financial (AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Amalgamated Financial stock appears to be overvalued. The current stock price of $49.84 is trading 40.8% above its estimated GF Value™ of $35.40. GuruFocus considers Amalgamated Financial to be Significantly Overvalued.

Key valuation signals for AMAL:

  • Pre-Tax Income: $150.6 Mil
  • GF Value™: $35.40 vs. price of $49.84 (40.8% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amalgamated Financial Business Description

Other Exchanges A0B0:Germany
Address 275 Seventh Avenue, New York, NY, USA, 10001
Amalgamated Financial Corp is a bank holding company. It is a full-service commercial bank and a chartered trust company. It provides commercial banking and trust services nationally and offers various products and services to commercial and retail customers. It offers a complete suite of commercial and retail banking, investment management, and trust and custody services.
64GF Score

Get the complete analysis for AMAL

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.84
Price
$35.40
GF Value