Change Financial (ASX:CCA) 3-Year EPS without NRI Growth Rate: 0.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Change Financial 3-Year EPS without NRI Growth Rate?

Change Financial ASX:CCA 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. The stock has 3 warning signs investors should review. Among 2,064 Software companies, Change Financial ranks worse than 48449.56% on this metric.

Change Financial's EPS without NRI for the six months ended in Jun. 2026 was A$-0.00.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Change Financial was 56.00% per year. The lowest was 18.30% per year. And the median was 38.75% per year.


Change Financial  (ASX:CCA) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Change Financial 3-Year EPS without NRI Growth Rate Related Terms


ASX:CCA vs IBM, ACN, CTSH: 3-Year EPS without NRI Growth Rate Comparison

For the Information Technology Services subindustry, Change Financial's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Change Financial 3-Year EPS without NRI Growth Rate vs Software Industry

For the Software industry and Technology sector, Change Financial's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Change Financial's 3-Year EPS without NRI Growth Rate falls into.



Change Financial 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 0.00% mean?
Change Financial (ASX:CCA) has a 3-Year EPS without NRI Growth Rate of 0.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Change Financial and its competitors. Over the past decade, Change Financial's 3-Year EPS without NRI Growth Rate has ranged from 18.30 to 56.00. According to the industry distribution chart, Change Financial ranks #999999 out of 2064 companies in the Software industry.
Is Change Financial's 3-Year EPS without NRI Growth Rate too high?
Change Financial's current 3-Year EPS without NRI Growth Rate is 0.00%. Over the past 10 years, this metric has ranged from a low of 18.30 to a high of 56.00. Based on the distribution chart, Change Financial ranks #999999 out of 2064 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Change Financial's 3-Year EPS without NRI Growth Rate compare to IBM and ACN?
According to the Software industry distribution chart, Change Financial ranks #999999 out of 2064 companies for 3-Year EPS without NRI Growth Rate. This places Change Financial in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 12.40. Historically, Change Financial's own 3-Year EPS without NRI Growth Rate has ranged from 18.30 to 56.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Software company?
The median 3-Year EPS without NRI Growth Rate among Software companies is 12.40, based on 2,064 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Change Financial and its competitors. For the Software industry, the median 3-Year EPS without NRI Growth Rate is 12.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Change Financial's current 3-Year EPS without NRI Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Financial stock overvalued right now?
Based on GuruFocus' analysis, Change Financial (ASX:CCA) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.09, compared to a current price of A$0.04 — trading 55.6% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Change Financial (ASX:CCA), the current 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Change Financial Business Description

Address 340 Adelaide Street, Suite 3E, Level 3, Brisbane, QLD, AUS, 4000
Change Financial Ltd is a fintech company. It develops payment processors and provides mobile banking services through its mobile application. The company operates in a single segment, that is the development and provision of card payment software and services. The company serves business and financial institutions.