Change Financial (ASX:CCA) Short-Term Debt: A$0.18 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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What is Change Financial Short-Term Debt?

Change Financial ASX:CCA Short-Term Debt is A$0.18 Mil as of Dec. 2025. The stock has 2 warning signs investors should review.

Change Financial's Short-Term Debt for the quarter that ended in Dec. 2025 was A$0.18 Mil.

Change Financial's quarterly Short-Term Debt declined from Dec. 2024 (A$0.16 Mil) to Jun. 2025 (A$0.00 Mil) but then increased from Jun. 2025 (A$0.00 Mil) to Dec. 2025 (A$0.18 Mil).

Change Financial Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Change Financial Short-Term Debt Related Terms

Change Financial Short-Term Debt Historical Data

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The historical data trend for Change Financial's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Change Financial Short-Term Debt Chart

Change Financial Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Change Financial Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.00 0.16 0.00 0.18
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of A$0.18 Mil mean?
Change Financial (ASX:CCA) has a Short-Term Debt of A$0.18 Mil as of Dec. 2025.
Is Change Financial's Short-Term Debt too high?
Change Financial's current Short-Term Debt is A$0.18 Mil.
How does Change Financial's Short-Term Debt compare to IBM and ACN?
Change Financial's Short-Term Debt of A$0.18 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Change Financial's current Short-Term Debt is A$0.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Financial stock overvalued right now?
Based on GuruFocus' analysis, Change Financial (ASX:CCA) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.09, compared to a current price of A$0.07 — trading 18.9% below its estimated fair value. The current Short-Term Debt is A$0.18 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Change Financial (ASX:CCA), the current Short-Term Debt is A$0.18 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Change Financial Business Description

Address 340 Adelaide Street, Suite 3E, Level 3, Brisbane, QLD, AUS, 4000
Change Financial Ltd is a fintech company. It develops payment processors and provides mobile banking services through its mobile application. The company operates in a single segment, that is the development and provision of card payment software and services. The company serves business and financial institutions.