Change FinancialASX:CCA +2.56% EBITDA Margin % is 19.42% as of Dec. 2025. The stock has 2 warning signs investors should review. Among 2,820 Software companies, Change Financial ranks better than 77.62% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Change Financial's EBITDA for the
six
months ended in Dec. 2025 was A$2.70 Mil. Change Financial's Revenue for the
six
months ended in Dec. 2025 was A$13.89 Mil. Therefore, Change Financial's EBITDA margin for the quarter that ended in Dec. 2025 was 19.42%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Change Financial EBITDA Margin % Related Terms
Change Financial EBITDA Margin % Historical Data
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The historical data trend for Change Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCA vs IBM, ACN, FISV: EBITDA Margin % Comparison
For the Information Technology Services subindustry, Change Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Change Financial EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, Change Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Change Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Change Financial (ASX:CCA) has a EBITDA Margin % of 19.42% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Change Financial and its competitors. According to the industry distribution chart, Change Financial ranks #631 out of 2820 companies in the Software industry, placing it in the top 22.4%.
Is Change Financial's EBITDA Margin % too high?
Change Financial's current EBITDA Margin % is 19.42%. The Software industry median EBITDA Margin % is 8.07. Change Financial's value of 19.42% is 140.6% above this industry median. Based on the distribution chart, Change Financial ranks #631 out of 2820 companies in the Software industry, which is in the top quartile — a strong position relative to peers.
How does Change Financial's EBITDA Margin % compare to IBM and ACN?
According to the Software industry distribution chart, Change Financial ranks #631 out of 2820 companies for EBITDA Margin %. This places Change Financial in the top 22% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 8.07. Change Financial's value of 19.42% is 140.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Change Financial's current EBITDA Margin % of 19.42% is 140.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Change Financial and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Change Financial's current EBITDA Margin % is 19.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Financial stock overvalued right now?
Based on GuruFocus' analysis, Change Financial (ASX:CCA) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.09, compared to a current price of A$0.08 — trading 11.1% below its estimated fair value. The current EBITDA Margin % is 19.42% and 140.6% above the Software industry median of 8.07. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Change Financial (ASX:CCA), the current EBITDA Margin % is 19.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Change Financial Ltd is a fintech company. It develops payment processors and provides mobile banking services through its mobile application. The company operates in a single segment, that is the development and provision of card payment software and services. The company serves business and financial institutions.
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