Change Financial (ASX:CCA) OCF Margin %: 0.38% (As of Dec. 2025)


What is Change Financial OCF Margin %?

Change Financial ASX:CCA +2.56% OCF Margin % is 0.38% as of Dec. 2025. The stock has 2 warning signs investors should review. Among 2,816 Software companies, Change Financial ranks worse than 50.14% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Change Financial's Cash Flow from Operations for the six months ended in Dec. 2025 was A$0.05 Mil. Change Financial's Revenue for the six months ended in Dec. 2025 was A$13.89 Mil. Therefore, Change Financial's OCF Margin % for the quarter that ended in Dec. 2025 was 0.38%.

As of today, Change Financial's current OCF Yield % is 3.37%.

The historical rank and industry rank for Change Financial's OCF Margin % or its related term are showing as below:

ASX:CCA' s OCF Margin % Range Over the Past 10 Years
Min: -69283.33   Med: -25.35   Max: 5.33
Current: 6.67

During the past 10 years, the highest OCF Margin % of Change Financial was 5.33%. The lowest was -69283.33%. And the median was -25.35%.

ASX:CCA's OCF Margin % is ranked worse than
50.14% of 2816 companies
in the Software industry
Industry Median: 6.77 vs ASX:CCA: 6.67

Change Financial OCF Margin % Related Terms

Change Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for Change Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Change Financial OCF Margin % Chart

Change Financial Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.32 -22.38 -12.26 -4.42 5.33

Change Financial Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.90 9.61 -4.09 13.98 0.38

ASX:CCA vs IBM, ACN, FISV: OCF Margin % Comparison

For the Information Technology Services subindustry, Change Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Change Financial OCF Margin % vs Software Industry

For the Software industry and Technology sector, Change Financial's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Change Financial's OCF Margin % falls into.


Change Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Change Financial's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=1.221/22.916
=5.33 %

Change Financial's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.053/13.885
=0.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.38% mean?
Change Financial (ASX:CCA) has a OCF Margin % of 0.38% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Change Financial and its competitors. According to the industry distribution chart, Change Financial ranks #1412 out of 2816 companies in the Software industry, placing it in the top 50.1%.
Is Change Financial's OCF Margin % too high?
Change Financial's current OCF Margin % is 0.38%. The Software industry median OCF Margin % is 6.77. Change Financial's value of 0.38% is 94.4% below this industry median. Based on the distribution chart, Change Financial ranks #1412 out of 2816 companies in the Software industry, which is below the industry midpoint.
How does Change Financial's OCF Margin % compare to IBM and ACN?
According to the Software industry distribution chart, Change Financial ranks #1412 out of 2816 companies for OCF Margin %. This places Change Financial in the lower half of its industry. The industry median OCF Margin % is 6.77. Change Financial's value of 0.38% is 94.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.77, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Change Financial's current OCF Margin % of 0.38% is 94.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Change Financial and its competitors. For the Software industry, the median OCF Margin % is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Change Financial's current OCF Margin % is 0.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Financial stock overvalued right now?
Based on GuruFocus' analysis, Change Financial (ASX:CCA) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.09, compared to a current price of A$0.08 — trading 11.1% below its estimated fair value. The current OCF Margin % is 0.38% and 94.4% below the Software industry median of 6.77. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Change Financial (ASX:CCA), the current OCF Margin % is 0.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Change Financial Business Description

Address 340 Adelaide Street, Suite 3E, Level 3, Brisbane, QLD, AUS, 4000
Change Financial Ltd is a fintech company. It develops payment processors and provides mobile banking services through its mobile application. The company operates in a single segment, that is the development and provision of card payment software and services. The company serves business and financial institutions.