FNF (Fidelity National Financial) 3-Year EPS without NRI Growth Rate: -2.50% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FNF Fidelity National Financial Inc FNF
72 GF Score
Price $44.13
GF Value $58.41
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Fidelity National Financial 3-Year EPS without NRI Growth Rate?

Fidelity National Financial FNF +0.41% 72 3-Year EPS without NRI Growth Rate is -2.50% as of Jun. 2026. GuruFocus rates FNF with a GF Score™ of 72/100 and a GF Value™ of $58.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 400 Insurance companies, Fidelity National Financial ranks worse than 78.5% on this metric.

Fidelity National Financial's EPS without NRI for the three months ended in Jun. 2026 was $1.39.

During the past 12 months, Fidelity National Financial's average EPS without NRI Growth Rate was 30.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was -2.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was -6.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 12.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Fidelity National Financial was 88.80% per year. The lowest was -48.30% per year. And the median was 14.80% per year.


Fidelity National Financial  (NYSE:FNF) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Fidelity National Financial 3-Year EPS without NRI Growth Rate Related Terms


FNF vs RYAN, FAF, AXS: 3-Year EPS without NRI Growth Rate Comparison

For the Insurance - Specialty subindustry, Fidelity National Financial's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fidelity National Financial 3-Year EPS without NRI Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Fidelity National Financial's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Fidelity National Financial's 3-Year EPS without NRI Growth Rate falls into.


FNF
72GF Score
Fidelity National Financial Inc FNF
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Fidelity National Financial 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of -2.50% mean?
Fidelity National Financial (FNF) has a 3-Year EPS without NRI Growth Rate of -2.50% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Fidelity National Financial and its competitors. According to the industry distribution chart, Fidelity National Financial ranks #314 out of 400 companies in the Insurance industry, placing it in the top 78.5%.
Is Fidelity National Financial's 3-Year EPS without NRI Growth Rate too high?
Fidelity National Financial's current 3-Year EPS without NRI Growth Rate is -2.50%. Based on the distribution chart, Fidelity National Financial ranks #314 out of 400 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Fidelity National Financial has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity National Financial's 3-Year EPS without NRI Growth Rate compare to RYAN and FAF?
According to the Insurance industry distribution chart, Fidelity National Financial ranks #314 out of 400 companies for 3-Year EPS without NRI Growth Rate. This places Fidelity National Financial in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.35, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Fidelity National Financial and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity National Financial's current 3-Year EPS without NRI Growth Rate is -2.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity National Financial stock overvalued right now?
Based on GuruFocus' analysis, Fidelity National Financial (FNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $58.41, compared to a current price of $44.13 — trading 24.4% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -2.50%. Fidelity National Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Fidelity National Financial (FNF), the current 3-Year EPS without NRI Growth Rate is -2.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidelity National Financial (FNF) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity National Financial stock appears to be undervalued. The current stock price of $44.13 is trading 24.4% below its estimated GF Value™ of $58.41. GuruFocus considers Fidelity National Financial to be Modestly Undervalued.

Key valuation signals for FNF:

  • 3-Year EPS without NRI Growth Rate: -2.50%
  • GF Value™: $58.41 vs. price of $44.13 (24.4% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fidelity National Financial Business Description

Other Exchanges F1EF:Germany
Address 601 Riverside Avenue, Jacksonville, FL, USA, 32204
Fidelity National Financial Inc is a provider of (i) title insurance, escrow and other title-related services, including trust activities, trustee sales guarantees, recordings and reconveyances and home warranty and (ii) transaction services to the real estate and mortgage industries. It operates in three segments: Title, F&G, Corporate and Other. The title segment that derives the majority of revenue consists of the operations of title insurance underwriters and related businesses, which provide title insurance and escrow and other title-related services including trust activities, trustee sales guarantees, and home warranty products. All of the company's revenue is generated in the United States.
72GF Score

Get the complete analysis for FNF

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.13
Price
$58.41
GF Value