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Fidelity National FinancialFNF -4.49%71 EV-to-EBIT is 8.41 as of Aug. 08, 2026, which is 12% below its 10-year median of 9.52. GuruFocus rates FNF with a GF Score™ of 71/100 and a GF Value™ of $56.02 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 347 Insurance companies, Fidelity National Financial ranks worse than 51.01% on this metric.
Fidelity National Financial (NYSE:FNF) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Fidelity National Financial's Enterprise Value for the quarter that ended in Jun. 2026 was $15,654 Mil.
Fidelity National Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,983 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity National Financial EV-to-EBIT Related Terms
Fidelity National Financial EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Fidelity National Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity National Financial EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Fidelity National Financial's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Fidelity National Financial's EV-to-EBIT falls into.
Fidelity National Financial's current Enterprise Value is $16,677 Mil.
Fidelity National Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,983 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity National Financial (FNF) has a EV-to-EBIT of 8.41 as of Aug. 08, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fidelity National Financial and its competitors. This is 12% below median its historical median of 9.52. Over the past decade, Fidelity National Financial's EV-to-EBIT has ranged from 3.02 to 18.69. According to the industry distribution chart, Fidelity National Financial ranks #177 out of 347 companies in the Insurance industry, placing it in the top 51%.
Is Fidelity National Financial's EV-to-EBIT too high?
Fidelity National Financial's current EV-to-EBIT of 8.41 is 12% below median its 10-year median of 9.52. Over the past 10 years, this metric has ranged from a low of 3.02 to a high of 18.69. The Insurance industry median EV-to-EBIT is 8.62. Fidelity National Financial's value of 8.41 is 2.4% below this industry median. Based on the distribution chart, Fidelity National Financial ranks #177 out of 347 companies in the Insurance industry, which is below the industry midpoint. Overall, Fidelity National Financial has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity National Financial's EV-to-EBIT compare to AXS and FAF?
According to the Insurance industry distribution chart, Fidelity National Financial ranks #177 out of 347 companies for EV-to-EBIT. This places Fidelity National Financial in the lower half of its industry. The industry median EV-to-EBIT is 8.62. Fidelity National Financial's value of 8.41 is 2.4% below this benchmark. Historically, Fidelity National Financial's own EV-to-EBIT has ranged from 3.02 to 18.69 over the past decade. While the company's 10-year median is 9.52 vs. the industry median of 8.62, Fidelity National Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.62, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fidelity National Financial's current EV-to-EBIT of 8.41 is 2.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fidelity National Financial and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity National Financial's current EV-to-EBIT is 8.41, which is 12% below median its own 10-year median of 9.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity National Financial stock overvalued right now?
Based on GuruFocus' analysis, Fidelity National Financial (FNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $56.02, compared to a current price of $50.18 — trading 10.4% below its estimated fair value. The current EV-to-EBIT is 8.41, which is 12% below median its 10-year median of 9.52 and 2.4% below the Insurance industry median of 8.62. Fidelity National Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Fidelity National Financial (FNF), the current EV-to-EBIT is 8.41 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity National Financial (FNF) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity National Financial stock appears to be undervalued.
The current stock price of $50.18 is trading 10.4% below its estimated GF Value™ of $56.02.
GuruFocus considers Fidelity National Financial to be Modestly Undervalued.
Key valuation signals for FNF:
EV-to-EBIT: 8.41 (12% below median its 10-year median of 9.52)
GF Value™: $56.02 vs. price of $50.18 (10.4% below fair value)
Industry Position: 2.4% below the Insurance median (#177 of 347)
No single metric tells the full story. See the FNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity National Financial Inc is a provider of (i) title insurance, escrow and other title-related services, including trust activities, trustee sales guarantees, recordings and reconveyances and home warranty and (ii) transaction services to the real estate and mortgage industries. It operates in three segments: Title, F&G, Corporate and Other. The title segment that derives the majority of revenue consists of the operations of title insurance underwriters and related businesses, which provide title insurance and escrow and other title-related services including trust activities, trustee sales guarantees, and home warranty products. All of the company's revenue is generated in the United States.
71GF Score
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