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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Fidelity National Financial's current 3-Year Share Buyback Ratio was 0.10%.
The historical rank and industry rank for Fidelity National Financial's 3-Year Share Buyback Ratio or its related term are showing as below:
FNF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -15 Med: -0.9 Max: 7.5
Current: 0.1
During the past 13 years, Fidelity National Financial's highest 3-Year Share Buyback Ratio was 7.50%. The lowest was -15.00%. And the median was -0.90%.
FNF's 3-Year Share Buyback Ratio is ranked better than 56.07% of 280
companies
in the Insurance industry
Industry Median: -0.1
vs FNF: 0.10
Fidelity National Financial (NYSE:FNF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Fidelity National Financial 3-Year Share Buyback Ratio Related Terms
FNF vs AXS, FAF, ACT: 3-Year Share Buyback Ratio Comparison
For the Insurance - Specialty subindustry, Fidelity National Financial's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity National Financial 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Fidelity National Financial's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Fidelity National Financial's 3-Year Share Buyback Ratio falls into.
Fidelity National Financial 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.10 mean?
Fidelity National Financial (FNF) has a 3-Year Share Buyback Ratio of 0.10 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Fidelity National Financial and its competitors. According to the industry distribution chart, Fidelity National Financial ranks #123 out of 280 companies in the Insurance industry, placing it in the top 43.9%.
Is Fidelity National Financial's 3-Year Share Buyback Ratio too high?
Fidelity National Financial's current 3-Year Share Buyback Ratio is 0.10. Based on the distribution chart, Fidelity National Financial ranks #123 out of 280 companies in the Insurance industry, which is above the industry midpoint. Overall, Fidelity National Financial has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity National Financial's 3-Year Share Buyback Ratio compare to AXS and FAF?
According to the Insurance industry distribution chart, Fidelity National Financial ranks #123 out of 280 companies for 3-Year Share Buyback Ratio. This puts Fidelity National Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Fidelity National Financial and its competitors. Fidelity National Financial's current 3-Year Share Buyback Ratio is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity National Financial stock overvalued right now?
Based on GuruFocus' analysis, Fidelity National Financial (FNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $56.02, compared to a current price of $50.18 — trading 10.4% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.10. Fidelity National Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Fidelity National Financial (FNF), the current 3-Year Share Buyback Ratio is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity National Financial (FNF) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity National Financial stock appears to be undervalued.
The current stock price of $50.18 is trading 10.4% below its estimated GF Value™ of $56.02.
GuruFocus considers Fidelity National Financial to be Modestly Undervalued.
Key valuation signals for FNF:
3-Year Share Buyback Ratio: 0.10
GF Value™: $56.02 vs. price of $50.18 (10.4% below fair value)
No single metric tells the full story. See the FNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity National Financial Inc is a provider of (i) title insurance, escrow and other title-related services, including trust activities, trustee sales guarantees, recordings and reconveyances and home warranty and (ii) transaction services to the real estate and mortgage industries. It operates in three segments: Title, F&G, Corporate and Other. The title segment that derives the majority of revenue consists of the operations of title insurance underwriters and related businesses, which provide title insurance and escrow and other title-related services including trust activities, trustee sales guarantees, and home warranty products. All of the company's revenue is generated in the United States.
71GF Score
Get the complete analysis for FNF
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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