Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
FCMB GroupNSA:FCMB -2.95%53 3-Year EPS without NRI Growth Rate is 29.80% as of Jun. 2026, which is 30% above its 10-year median of 22.90. GuruFocus rates NSA:FCMB with a GF Score™ of 53/100 and a GF Value™ of ₦7.50 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,409 Banks companies, FCMB Group ranks better than 86.3% on this metric.
During the past 12 months, FCMB Group's average EPS without NRI Growth Rate was 32.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 29.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 24.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 23.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of FCMB Group was 50.30% per year. The lowest was -20.60% per year. And the median was 22.90% per year.
FCMB Group (NSA:FCMB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
FCMB Group 3-Year EPS without NRI Growth Rate Related Terms
NSA:FCMB vs PNC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, FCMB Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FCMB Group 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, FCMB Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where FCMB Group's 3-Year EPS without NRI Growth Rate falls into.
FCMB Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 29.80% mean?
FCMB Group (NSA:FCMB) has a 3-Year EPS without NRI Growth Rate of 29.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for FCMB Group and its competitors. This is 30% above median its historical median of 22.90. According to the industry distribution chart, FCMB Group ranks #193 out of 1409 companies in the Banks industry, placing it in the top 13.7%.
Is FCMB Group's 3-Year EPS without NRI Growth Rate too high?
FCMB Group's current 3-Year EPS without NRI Growth Rate of 29.80% is 30% above median its 10-year median of 22.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. FCMB Group's value of 29.80% is 297.3% above this industry median. Based on the distribution chart, FCMB Group ranks #193 out of 1409 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, FCMB Group has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FCMB Group's 3-Year EPS without NRI Growth Rate compare to PNC?
According to the Banks industry distribution chart, FCMB Group ranks #193 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places FCMB Group in the top 14% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. FCMB Group's value of 29.80% is 297.3% above this benchmark. While the company's 10-year median is 22.90 vs. the industry median of 7.50, FCMB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FCMB Group's current 3-Year EPS without NRI Growth Rate of 29.80% is 297.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for FCMB Group and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FCMB Group's current 3-Year EPS without NRI Growth Rate is 29.80%, which is 30% above median its own 10-year median of 22.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FCMB Group stock overvalued right now?
Based on GuruFocus' analysis, FCMB Group (NSA:FCMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦7.50, compared to a current price of ₦11.50 — trading 53.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 29.80%, which is 30% above median its 10-year median of 22.90 and 297.3% above the Banks industry median of 7.50. FCMB Group's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For FCMB Group (NSA:FCMB), the current 3-Year EPS without NRI Growth Rate is 29.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FCMB Group (NSA:FCMB) Overvalued in 2026?
Based on GuruFocus' analysis, FCMB Group stock appears to be overvalued.
The current stock price of ₦11.50 is trading 53.3% above its estimated GF Value™ of ₦7.50.
GuruFocus considers FCMB Group to be Significantly Overvalued.
Key valuation signals for NSA:FCMB:
3-Year EPS without NRI Growth Rate: 29.80% (30% above median its 10-year median of 22.90)
GF Value™: ₦7.50 vs. price of ₦11.50 (53.3% above fair value)
Industry Position: 297.3% above the Banks median (#193 of 1409)
No single metric tells the full story. See the NSA:FCMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FCMB Group PLC provides banking services. Its segments include Investment Banking, Investment Management, SME Banking, Commercial Banking, Corporate Banking, Personal Banking, Institutional Banking, and Treasury and Financial Markets. The majority of the revenue is derived from Corporate Banking which incorporates direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and derivative products. The corporate banking business unit caters for the specific needs of companies and financial institutions. It operates in two geographic regions, being: Nigeria and Europe (UK).
53GF Score
Get the complete analysis for NSA:FCMB
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:FCMB has been successfully added to your 
