FCMB Group (NSA:FCMB) 3-1 Month Momentum %: -8.71% (As of Jul. 19, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:FCMB FCMB Group PLC NSA:FCMB
55 GF Score
Price ₦10.80
GF Value ₦7.19
Valuation Significantly Overvalued
! 5 Warning Signs
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What is FCMB Group 3-1 Month Momentum %?

FCMB Group NSA:FCMB +2.86% 55 3-1 Month Momentum % is -8.71% as of Jul. 19, 2026. GuruFocus rates NSA:FCMB with a GF Score™ of 55/100 and a GF Value™ of ₦7.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,575 Banks companies, FCMB Group ranks worse than 88.19% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-19), FCMB Group's 3-1 Month Momentum % is -8.71%.

The industry rank for FCMB Group's 3-1 Month Momentum % or its related term are showing as below:

NSA:FCMB's 3-1 Month Momentum % is ranked worse than
88.19% of 1575 companies
in the Banks industry
Industry Median: 0.73 vs NSA:FCMB: -8.71

FCMB Group  (NSA:FCMB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


FCMB Group 3-1 Month Momentum % Related Terms


FCMB Group 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, FCMB Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FCMB Group 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, FCMB Group's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where FCMB Group's 3-1 Month Momentum % falls into.


NSA:FCMB
55GF Score
FCMB Group PLC NSA:FCMB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FCMB Group  (NSA:FCMB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -8.71% mean?
FCMB Group (NSA:FCMB) has a 3-1 Month Momentum % of -8.71% as of Jul. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on FCMB Group and its competitors. According to the industry distribution chart, FCMB Group ranks #1389 out of 1575 companies in the Banks industry, placing it in the top 88.2%.
Is FCMB Group's 3-1 Month Momentum % too high?
FCMB Group's current 3-1 Month Momentum % is -8.71%. Based on the distribution chart, FCMB Group ranks #1389 out of 1575 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FCMB Group has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FCMB Group's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, FCMB Group ranks #1389 out of 1575 companies for 3-1 Month Momentum %. This places FCMB Group in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.73, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on FCMB Group and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FCMB Group's current 3-1 Month Momentum % is -8.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FCMB Group stock overvalued right now?
Based on GuruFocus' analysis, FCMB Group (NSA:FCMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦7.19, compared to a current price of ₦10.80 — trading 50.2% above its estimated fair value. The current 3-1 Month Momentum % is -8.71%. FCMB Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For FCMB Group (NSA:FCMB), the current 3-1 Month Momentum % is -8.71% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FCMB Group (NSA:FCMB) Overvalued in 2026?

Based on GuruFocus' analysis, FCMB Group stock appears to be overvalued. The current stock price of ₦10.80 is trading 50.2% above its estimated GF Value™ of ₦7.19. GuruFocus considers FCMB Group to be Significantly Overvalued.

Key valuation signals for NSA:FCMB:

  • 3-1 Month Momentum %: -8.71%
  • GF Value™: ₦7.19 vs. price of ₦10.80 (50.2% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the NSA:FCMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FCMB Group Business Description

Address 44 Marina, 5th Floor, First City Plaza, Lagos, NGA
FCMB Group PLC provides banking services. Its segments include Investment Banking, Investment Management, SME Banking, Commercial Banking, Corporate Banking, Personal Banking, Institutional Banking, and Treasury and Financial Markets. The majority of the revenue is derived from Corporate Banking which incorporates direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and derivative products. The corporate banking business unit caters for the specific needs of companies and financial institutions. It operates in two geographic regions, being: Nigeria and Europe (UK).
55GF Score

Get the complete analysis for NSA:FCMB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦10.80
Price
₦7.19
GF Value