FCMB Group (NSA:FCMB) Margin of Safety % (DCF FCF Based): 99.07% (As of Jun. 26, 2026)


NSA:FCMB FCMB Group PLC NSA:FCMB
55 GF Score
Price ₦9.90
GF Value ₦7.30
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is FCMB Group Margin of Safety % (DCF FCF Based)?

FCMB Group NSA:FCMB -1.00% 55 Margin of Safety % (DCF FCF Based) is 99.07% as of Jun. 26, 2026. GuruFocus rates NSA:FCMB with a GF Score™ of 55/100 and a GF Value™ of ₦7.30 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), FCMB Group's Predictability Rank is 3-Stars. FCMB Group's intrinsic value calculated from the Discounted FCF model is ₦347.44 and current share price is ₦9.90. Consequently,

FCMB Group's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 99.07%.

NSA:FCMB vs PNC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, FCMB Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FCMB Group Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, FCMB Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where FCMB Group's Margin of Safety % (DCF FCF Based) falls into.


NSA:FCMB
55GF Score
FCMB Group PLC NSA:FCMB
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FCMB Group Margin of Safety % (DCF FCF Based) Calculation

FCMB Group's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1063.88-9.90)/1063.88
=99.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 99.07% mean?
FCMB Group (NSA:FCMB) has a Margin of Safety % (DCF FCF Based) of 99.07% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on FCMB Group.
Is FCMB Group's Margin of Safety % (DCF FCF Based) too high?
FCMB Group's current Margin of Safety % (DCF FCF Based) is 99.07%. Overall, FCMB Group has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FCMB Group's Margin of Safety % (DCF FCF Based) compare to PNC?
FCMB Group's Margin of Safety % (DCF FCF Based) of 99.07% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on FCMB Group. FCMB Group's current Margin of Safety % (DCF FCF Based) is 99.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FCMB Group stock overvalued right now?
Based on GuruFocus' analysis, FCMB Group (NSA:FCMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦7.30, compared to a current price of ₦9.90 — trading 35.6% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 99.07%. FCMB Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For FCMB Group (NSA:FCMB), the current Margin of Safety % (DCF FCF Based) is 99.07% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FCMB Group (NSA:FCMB) Overvalued in 2026?

Based on GuruFocus' analysis, FCMB Group stock appears to be overvalued. The current stock price of ₦9.90 is trading 35.6% above its estimated GF Value™ of ₦7.30. GuruFocus considers FCMB Group to be Significantly Overvalued.

Key valuation signals for NSA:FCMB:

  • Margin of Safety % (DCF FCF Based): 99.07%
  • GF Value™: ₦7.30 vs. price of ₦9.90 (35.6% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the NSA:FCMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FCMB Group Business Description

Address 44 Marina, 5th Floor, First City Plaza, Lagos, NGA
FCMB Group PLC provides banking services. Its segments include Investment Banking, Investment Management, SME Banking, Commercial Banking, Corporate Banking, Personal Banking, Institutional Banking, and Treasury and Financial Markets. The majority of the revenue is derived from Corporate Banking which incorporates direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and derivative products. The corporate banking business unit caters for the specific needs of companies and financial institutions. It operates in two geographic regions, being: Nigeria and Europe (UK).
55GF Score

Get the complete analysis for NSA:FCMB

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦9.90
Price
₦7.30
GF Value