FCMB GroupNSA:FCMB +8.29%55 5-Year Yield-on-Cost % is 16.43 as of Jul. 05, 2026, which is 31% below its 10-year median of 23.93. GuruFocus rates NSA:FCMB with a GF Score™ of 55/100 and a GF Value™ of ₦7.26 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,256 Banks companies, FCMB Group ranks better than 93.23% on this metric.
FCMB Group's yield on cost for the quarter that ended in Mar. 2026 was 16.43.
The historical rank and industry rank for FCMB Group's 5-Year Yield-on-Cost % or its related term are showing as below:
NSA:FCMB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 10.35 Med: 23.93 Max: 47.95
Current: 16.43
During the past 13 years, FCMB Group's highest Yield on Cost was 47.95. The lowest was 10.35. And the median was 23.93.
NSA:FCMB's 5-Year Yield-on-Cost % is ranked better than 93.23% of 1256
companies
in the Banks industry
Industry Median: 3.905
vs NSA:FCMB: 16.43
FCMB Group (NSA:FCMB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
FCMB Group 5-Year Yield-on-Cost % Related Terms
FCMB Group 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, FCMB Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FCMB Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, FCMB Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where FCMB Group's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of FCMB Group is calculated as
FCMB Group (NSA:FCMB) has a 5-Year Yield-on-Cost % of 16.43 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on FCMB Group and its competitors. This is 31% below median its historical median of 23.93. Over the past decade, FCMB Group's 5-Year Yield-on-Cost % has ranged from 10.35 to 47.95. According to the industry distribution chart, FCMB Group ranks #85 out of 1256 companies in the Banks industry, placing it in the top 6.8%.
Is FCMB Group's 5-Year Yield-on-Cost % too high?
FCMB Group's current 5-Year Yield-on-Cost % of 16.43 is 31% below median its 10-year median of 23.93. Over the past 10 years, this metric has ranged from a low of 10.35 to a high of 47.95. The Banks industry median 5-Year Yield-on-Cost % is 3.91. FCMB Group's value of 16.43 is 320.7% above this industry median. Based on the distribution chart, FCMB Group ranks #85 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, FCMB Group has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FCMB Group's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, FCMB Group ranks #85 out of 1256 companies for 5-Year Yield-on-Cost %. This places FCMB Group in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.91. FCMB Group's value of 16.43 is 320.7% above this benchmark. Historically, FCMB Group's own 5-Year Yield-on-Cost % has ranged from 10.35 to 47.95 over the past decade. While the company's 10-year median is 23.93 vs. the industry median of 3.91, FCMB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FCMB Group's current 5-Year Yield-on-Cost % of 16.43 is 320.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on FCMB Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FCMB Group's current 5-Year Yield-on-Cost % is 16.43, which is 31% below median its own 10-year median of 23.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FCMB Group stock overvalued right now?
Based on GuruFocus' analysis, FCMB Group (NSA:FCMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦7.26, compared to a current price of ₦9.80 — trading 35% above its estimated fair value. The current 5-Year Yield-on-Cost % is 16.43, which is 31% below median its 10-year median of 23.93 and 320.7% above the Banks industry median of 3.91. FCMB Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For FCMB Group (NSA:FCMB), the current 5-Year Yield-on-Cost % is 16.43 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FCMB Group (NSA:FCMB) Overvalued in 2026?
Based on GuruFocus' analysis, FCMB Group stock appears to be overvalued.
The current stock price of ₦9.80 is trading 35% above its estimated GF Value™ of ₦7.26.
GuruFocus considers FCMB Group to be Significantly Overvalued.
Key valuation signals for NSA:FCMB:
5-Year Yield-on-Cost %: 16.43 (31% below median its 10-year median of 23.93)
GF Value™: ₦7.26 vs. price of ₦9.80 (35% above fair value)
Industry Position: 320.7% above the Banks median (#85 of 1256)
No single metric tells the full story. See the NSA:FCMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FCMB Group PLC provides banking services. Its segments include Investment Banking, Investment Management, SME Banking, Commercial Banking, Corporate Banking, Personal Banking, Institutional Banking, and Treasury and Financial Markets. The majority of the revenue is derived from Corporate Banking which incorporates direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and derivative products. The corporate banking business unit caters for the specific needs of companies and financial institutions. It operates in two geographic regions, being: Nigeria and Europe (UK).
55GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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