Cathay Financial Holding Co (LSE:CFHS) Earnings per Share (Diluted): $2.25 (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:CFHS Cathay Financial Holding Co Ltd LSE:CFHS
54 GF Score
Price $19.20
GF Value $14.32
! 4 Warning Signs
View Full Analysis

What is Cathay Financial Holding Co Earnings per Share (Diluted)?

Cathay Financial Holding Co LSE:CFHS 54 Earnings per Share (Diluted) is $2.25 as of Dec. 2025. GuruFocus rates LSE:CFHS with a GF Score™ of 54/100 and a GF Value™ of $14.32. The stock has 4 warning signs investors should review. Among 401 Insurance companies, Cathay Financial Holding Co ranks better than 79.55% on this metric.

Cathay Financial Holding Co's Earnings per Share (Diluted) for the three months ended in Dec. 2025 was $0.71. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.25.

Cathay Financial Holding Co's EPS (Basic) for the three months ended in Dec. 2025 was $0.71. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.25.

Cathay Financial Holding Co's EPS without NRI for the three months ended in Dec. 2025 was $0.66. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $1.86.

During the past 12 months, Cathay Financial Holding Co's average EPS without NRIGrowth Rate was -11.60% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 41.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 1.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.20% per year.

During the past 13 years, Cathay Financial Holding Co's highest 3-Year average EPS without NRI Growth Rate was 106.80% per year. The lowest was -48.00% per year. And the median was 7.10% per year.


Cathay Financial Holding Co  (LSE:CFHS) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Cathay Financial Holding Co Earnings per Share (Diluted) Related Terms


Cathay Financial Holding Co Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Cathay Financial Holding Co's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay Financial Holding Co Earnings per Share (Diluted) Chart

Cathay Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.73 0.84 1.04 2.24 2.25

Cathay Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.66 0.24 0.64 0.71

LSE:CFHS vs AFL, MET, PRU: Earnings per Share (Diluted) Comparison

For the Insurance - Life subindustry, Cathay Financial Holding Co's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay Financial Holding Co PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's PE Ratio distribution charts can be found below:

* The bar in red indicates where Cathay Financial Holding Co's PE Ratio falls into.


LSE:CFHS
54GF Score
Cathay Financial Holding Co Ltd LSE:CFHS
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cathay Financial Holding Co Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Cathay Financial Holding Co's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(3417.354-0)/1466.921
=2.33

Cathay Financial Holding Co's Earnings Per Share (Diluted) for the quarter that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (Q: Dec. 2025 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(1037.241-0)/1466.921
=0.71

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $2.25 mean?
Cathay Financial Holding Co (LSE:CFHS) has a Earnings per Share (Diluted) of $2.25 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Cathay Financial Holding Co and its competitors. According to the industry distribution chart, Cathay Financial Holding Co ranks #82 out of 401 companies in the Insurance industry, placing it in the top 20.4%.
Is Cathay Financial Holding Co's Earnings per Share (Diluted) too high?
Cathay Financial Holding Co's current Earnings per Share (Diluted) is $2.25. The Insurance industry median Earnings per Share (Diluted) is 16.30. Cathay Financial Holding Co's value of $2.25 is 86.2% below this industry median. Based on the distribution chart, Cathay Financial Holding Co ranks #82 out of 401 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Cathay Financial Holding Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's Earnings per Share (Diluted) compare to AFL and MET?
According to the Insurance industry distribution chart, Cathay Financial Holding Co ranks #82 out of 401 companies for Earnings per Share (Diluted). This places Cathay Financial Holding Co in the top 20% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 16.30. Cathay Financial Holding Co's value of $2.25 is 86.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.30, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay Financial Holding Co's current Earnings per Share (Diluted) of $2.25 is 86.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Cathay Financial Holding Co and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay Financial Holding Co's current Earnings per Share (Diluted) is $2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Cathay Financial Holding Co (LSE:CFHS) has a current Earnings per Share (Diluted) of $2.25. The stock's GF Value™ is $14.32, compared to a current price of $19.20 — trading 34.1% above its estimated fair value. The current Earnings per Share (Diluted) is $2.25 and 86.2% below the Insurance industry median of 16.30. Cathay Financial Holding Co's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Cathay Financial Holding Co (LSE:CFHS), the current Earnings per Share (Diluted) is $2.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay Financial Holding Co (LSE:CFHS) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued. The current stock price of $19.20 is trading 34.1% above its estimated GF Value™ of $14.32.

Key valuation signals for LSE:CFHS:

  • Earnings per Share (Diluted): $2.25
  • GF Value™: $14.32 vs. price of $19.20 (34.1% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 86.2% below the Insurance median (#82 of 401)

No single metric tells the full story. See the LSE:CFHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay Financial Holding Co Business Description

Address No. 296, Jen Ai Road, Section 4, Taipei, TWN, 10633
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
54GF Score

Get the complete analysis for LSE:CFHS

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.20
Price
$14.32
GF Value