Cathay Financial Holding Co (LSE:CFHS) LT-Debt-to-Total-Asset: 0.03 (As of Dec. 2025)


LSE:CFHS Cathay Financial Holding Co Ltd LSE:CFHS
55 GF Score
Price $19.20
GF Value $13.75
! 9 Warning Signs
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What is Cathay Financial Holding Co LT-Debt-to-Total-Asset?

Cathay Financial Holding Co LSE:CFHS 55 LT-Debt-to-Total-Asset is 0.03 as of Dec. 2025. GuruFocus rates LSE:CFHS with a GF Score™ of 55/100 and a GF Value™ of $13.75. The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Cathay Financial Holding Co's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.03.

Cathay Financial Holding Co's long-term debt to total assets ratio increased from Dec. 2024 (0.03) to Dec. 2025 (0.03). It may suggest that Cathay Financial Holding Co is progressively becoming more dependent on debt to grow their business.

Cathay Financial Holding Co  (LSE:CFHS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Cathay Financial Holding Co LT-Debt-to-Total-Asset Related Terms

Cathay Financial Holding Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Cathay Financial Holding Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay Financial Holding Co LT-Debt-to-Total-Asset Chart

Cathay Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.02 0.03 0.03

Cathay Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03
LSE:CFHS
55GF Score
Cathay Financial Holding Co Ltd LSE:CFHS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Cathay Financial Holding Co LT-Debt-to-Total-Asset Calculation

Cathay Financial Holding Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=14094.117/457434.33
=0.03

Cathay Financial Holding Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=14094.117/457434.33
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Cathay Financial Holding Co (LSE:CFHS) has a LT-Debt-to-Total-Asset of 0.03 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cathay Financial Holding Co and its competitors.
Is Cathay Financial Holding Co's LT-Debt-to-Total-Asset too high?
Cathay Financial Holding Co's current LT-Debt-to-Total-Asset is 0.03. Overall, Cathay Financial Holding Co has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's LT-Debt-to-Total-Asset compare to AFL and MET?
Cathay Financial Holding Co's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cathay Financial Holding Co and its competitors. Cathay Financial Holding Co's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Cathay Financial Holding Co (LSE:CFHS) has a current LT-Debt-to-Total-Asset of 0.03. The stock's GF Value™ is $13.75, compared to a current price of $19.20 — trading 39.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Cathay Financial Holding Co's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Cathay Financial Holding Co (LSE:CFHS), the current LT-Debt-to-Total-Asset is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay Financial Holding Co (LSE:CFHS) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued. The current stock price of $19.20 is trading 39.6% above its estimated GF Value™ of $13.75.

Key valuation signals for LSE:CFHS:

  • LT-Debt-to-Total-Asset: 0.03
  • GF Value™: $13.75 vs. price of $19.20 (39.6% above fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the LSE:CFHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cathay Financial Holding Co Business Description

Address No. 296, Jen Ai Road, Section 4, Taipei, TWN, 10633
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
55GF Score

Get the complete analysis for LSE:CFHS

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.20
Price
$13.75
GF Value