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Cathay Financial Holding Co (LSE:CFHS) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Cathay Financial Holding Co Effective Interest Rate on Debt % Related Terms
Cathay Financial Holding Co Effective Interest Rate on Debt % Historical Data
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The historical data trend for Cathay Financial Holding Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cathay Financial Holding Co Effective Interest Rate on Debt % Chart
LSE:CFHS vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, Cathay Financial Holding Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay Financial Holding Co Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Cathay Financial Holding Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 16.09% mean?
Cathay Financial Holding Co (LSE:CFHS) has a Effective Interest Rate on Debt % of 16.09% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cathay Financial Holding Co and its competitors.
Is Cathay Financial Holding Co's Effective Interest Rate on Debt % too high?
Cathay Financial Holding Co's current Effective Interest Rate on Debt % is 16.09%. Overall, Cathay Financial Holding Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's Effective Interest Rate on Debt % compare to AFL and MET?
Cathay Financial Holding Co's Effective Interest Rate on Debt % of 16.09% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cathay Financial Holding Co and its competitors. Cathay Financial Holding Co's current Effective Interest Rate on Debt % is 16.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Cathay Financial Holding Co (LSE:CFHS) has a current Effective Interest Rate on Debt % of 16.09%. The stock's GF Value™ is $15.11, compared to a current price of $19.20 — trading 27.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 16.09%. Cathay Financial Holding Co's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cathay Financial Holding Co (LSE:CFHS), the current Effective Interest Rate on Debt % is 16.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay Financial Holding Co (LSE:CFHS) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued.
The current stock price of $19.20 is trading 27.1% above its estimated GF Value™ of $15.11.
Key valuation signals for LSE:CFHS:
Effective Interest Rate on Debt %: 16.09%
GF Value™: $15.11 vs. price of $19.20 (27.1% above fair value)
No single metric tells the full story. See the LSE:CFHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
54GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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