Cathay Financial Holding Co (LSE:CFHS) Selling, General, & Admin. Expense: $1,295 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:CFHS Cathay Financial Holding Co Ltd LSE:CFHS
54 GF Score
Price $19.20
GF Value $15.45
! 4 Warning Signs
View Full Analysis

What is Cathay Financial Holding Co Selling, General, & Admin. Expense?

Cathay Financial Holding Co LSE:CFHS 54 Selling, General, & Admin. Expense is $1,295 Mil as of Dec. 2025. GuruFocus rates LSE:CFHS with a GF Score™ of 54/100 and a GF Value™ of $15.45. The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Cathay Financial Holding Co's selling, general, & admin. expense for the three months ended in Dec. 2025 was $356 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $1,295 Mil.


Cathay Financial Holding Co  (LSE:CFHS) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Cathay Financial Holding Co Selling, General, & Admin. Expense Related Terms


Cathay Financial Holding Co Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Cathay Financial Holding Co's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay Financial Holding Co Selling, General, & Admin. Expense Chart

Cathay Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 880.75 882.86 1,036.93 1,138.92 1,281.05

Cathay Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 340.39 276.53 330.09 332.47 356.24

LSE:CFHS vs AFL, MET, PRU: Selling, General, & Admin. Expense Comparison

For the Insurance - Life subindustry, Cathay Financial Holding Co's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay Financial Holding Co Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Cathay Financial Holding Co's Selling, General, & Admin. Expense falls into.


LSE:CFHS
54GF Score
Cathay Financial Holding Co Ltd LSE:CFHS
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cathay Financial Holding Co Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,295 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $1,295 Mil mean?
Cathay Financial Holding Co (LSE:CFHS) has a Selling, General, & Admin. Expense of $1,295 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Cathay Financial Holding Co and its competitors.
Is Cathay Financial Holding Co's Selling, General, & Admin. Expense too high?
Cathay Financial Holding Co's current Selling, General, & Admin. Expense is $1,295 Mil. Overall, Cathay Financial Holding Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's Selling, General, & Admin. Expense compare to AFL and MET?
Cathay Financial Holding Co's Selling, General, & Admin. Expense of $1,295 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Cathay Financial Holding Co and its competitors. Cathay Financial Holding Co's current Selling, General, & Admin. Expense is $1,295 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Cathay Financial Holding Co (LSE:CFHS) has a current Selling, General, & Admin. Expense of $1,295 Mil. The stock's GF Value™ is $15.45, compared to a current price of $19.20 — trading 24.3% above its estimated fair value. The current Selling, General, & Admin. Expense is $1,295 Mil. Cathay Financial Holding Co's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Cathay Financial Holding Co (LSE:CFHS), the current Selling, General, & Admin. Expense is $1,295 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay Financial Holding Co (LSE:CFHS) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued. The current stock price of $19.20 is trading 24.3% above its estimated GF Value™ of $15.45.

Key valuation signals for LSE:CFHS:

  • Selling, General, & Admin. Expense: $1,295 Mil
  • GF Value™: $15.45 vs. price of $19.20 (24.3% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the LSE:CFHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay Financial Holding Co Business Description

Address No. 296, Jen Ai Road, Section 4, Taipei, TWN, 10633
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
54GF Score

Get the complete analysis for LSE:CFHS

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.20
Price
$15.45
GF Value