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Jammu & Kashmir Bank's EPS (Basic) for the
three
months ended in Jun. 2026 was ₹3.89.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹20.91.
During the past 12 months, Jammu & Kashmir Bank's average EPS without NRIGrowth Rate was -67.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 20.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 30.10% per year.
During the past 13 years, Jammu & Kashmir Bank's highest 3-Year average EPS without NRI Growth Rate was 46.30% per year. The lowest was -29.80% per year. And the median was 20.90% per year.
Jammu & Kashmir Bank (NSE:J&KBANK) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Jammu & Kashmir Bank Earnings per Share (Diluted) Related Terms
Jammu & Kashmir Bank Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Jammu & Kashmir Bank's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jammu & Kashmir Bank Earnings per Share (Diluted) Chart
Jammu & Kashmir Bank Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Jammu & Kashmir Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jammu & Kashmir Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jammu & Kashmir Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where Jammu & Kashmir Bank's PE Ratio falls into.
Jammu & Kashmir Bank Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Jammu & Kashmir Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Mar. 2026 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹20.91
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of ₹20.91 mean?
Jammu & Kashmir Bank (NSE:J&KBANK) has a Earnings per Share (Diluted) of ₹20.91 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Jammu & Kashmir Bank and its competitors. According to the industry distribution chart, Jammu & Kashmir Bank ranks #328 out of 1402 companies in the Banks industry, placing it in the top 23.4%.
Is Jammu & Kashmir Bank's Earnings per Share (Diluted) too high?
Jammu & Kashmir Bank's current Earnings per Share (Diluted) is ₹20.91. Based on the distribution chart, Jammu & Kashmir Bank ranks #328 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jammu & Kashmir Bank has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jammu & Kashmir Bank's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Jammu & Kashmir Bank ranks #328 out of 1402 companies for Earnings per Share (Diluted). This places Jammu & Kashmir Bank in the top 23% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 7.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Jammu & Kashmir Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jammu & Kashmir Bank's current Earnings per Share (Diluted) is ₹20.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jammu & Kashmir Bank stock overvalued right now?
Based on GuruFocus' analysis, Jammu & Kashmir Bank (NSE:J&KBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹116.48, compared to a current price of ₹144.75 — trading 24.3% above its estimated fair value. The current Earnings per Share (Diluted) is ₹20.91. Jammu & Kashmir Bank's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Jammu & Kashmir Bank (NSE:J&KBANK), the current Earnings per Share (Diluted) is ₹20.91 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jammu & Kashmir Bank (NSE:J&KBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Jammu & Kashmir Bank stock appears to be overvalued.
The current stock price of ₹144.75 is trading 24.3% above its estimated GF Value™ of ₹116.48.
GuruFocus considers Jammu & Kashmir Bank to be Modestly Overvalued.
Key valuation signals for NSE:J&KBANK:
Earnings per Share (Diluted): ₹20.91
GF Value™: ₹116.48 vs. price of ₹144.75 (24.3% above fair value)
No single metric tells the full story. See the NSE:J&KBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jammu & Kashmir Bank Ltd is a bank that has businesses comprised of treasury, corporate/wholesale banking, retail banking and others. The bank's personal financial products include various loan products, personal account services, term bank deposits, mutual funds, bank cards, and insurance products. The company has Four crucial business segments namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Business. The company generates majority of its revenue from Retail Banking segment. The bank's financial products for businesses include loans, business accounts, agriculture accounts, and others.
51GF Score
Get the complete analysis for NSE:J&KBANK
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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