OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Jammu & Kashmir Bank OCF Yield % Related Terms
Jammu & Kashmir Bank OCF Yield % Historical Data
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The historical data trend for Jammu & Kashmir Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jammu & Kashmir Bank OCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Jammu & Kashmir Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jammu & Kashmir Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Jammu & Kashmir Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Jammu & Kashmir Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jammu & Kashmir Bank (NSE:J&KBANK) has a OCF Yield % of -6.45 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jammu & Kashmir Bank and its competitors. According to the industry distribution chart, Jammu & Kashmir Bank ranks #1218 out of 1502 companies in the Banks industry, placing it in the top 81.1%.
Is Jammu & Kashmir Bank's OCF Yield % too high?
Jammu & Kashmir Bank's current OCF Yield % is -6.45. Based on the distribution chart, Jammu & Kashmir Bank ranks #1218 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jammu & Kashmir Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jammu & Kashmir Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Jammu & Kashmir Bank ranks #1218 out of 1502 companies for OCF Yield %. This places Jammu & Kashmir Bank in the lower half of its industry. The industry median OCF Yield % is 9.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jammu & Kashmir Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jammu & Kashmir Bank's current OCF Yield % is -6.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jammu & Kashmir Bank stock overvalued right now?
Based on GuruFocus' analysis, Jammu & Kashmir Bank (NSE:J&KBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹116.50, compared to a current price of ₹165.20 — trading 41.8% above its estimated fair value. The current OCF Yield % is -6.45. Jammu & Kashmir Bank's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Jammu & Kashmir Bank (NSE:J&KBANK), the current OCF Yield % is -6.45 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jammu & Kashmir Bank (NSE:J&KBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Jammu & Kashmir Bank stock appears to be overvalued.
The current stock price of ₹165.20 is trading 41.8% above its estimated GF Value™ of ₹116.50.
GuruFocus considers Jammu & Kashmir Bank to be Significantly Overvalued.
Key valuation signals for NSE:J&KBANK:
OCF Yield %: -6.45
GF Value™: ₹116.50 vs. price of ₹165.20 (41.8% above fair value)
No single metric tells the full story. See the NSE:J&KBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jammu & Kashmir Bank Ltd is a bank that has businesses comprised of treasury, corporate/wholesale banking, retail banking and others. The bank's personal financial products include various loan products, personal account services, term bank deposits, mutual funds, bank cards, and insurance products. The company has Four crucial business segments namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Business. The company generates majority of its revenue from Retail Banking segment. The bank's financial products for businesses include loans, business accounts, agriculture accounts, and others.
50GF Score
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