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Jammu & Kashmir Bank (NSE:J&KBANK) Net Margin % : 30.83% (As of Mar. 2025)


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What is Jammu & Kashmir Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Jammu & Kashmir Bank's Net Income for the three months ended in Mar. 2025 was ₹5,819 Mil. Jammu & Kashmir Bank's Revenue for the three months ended in Mar. 2025 was ₹18,876 Mil. Therefore, Jammu & Kashmir Bank's net margin for the quarter that ended in Mar. 2025 was 30.83%.

The historical rank and industry rank for Jammu & Kashmir Bank's Net Margin % or its related term are showing as below:

NSE:J&KBANK' s Net Margin % Range Over the Past 10 Years
Min: -59.04   Med: 10.98   Max: 29.97
Current: 29.97


NSE:J&KBANK's Net Margin % is ranked better than
65.42% of 1582 companies
in the Banks industry
Industry Median: 25.005 vs NSE:J&KBANK: 29.97

Jammu & Kashmir Bank Net Margin % Historical Data

The historical data trend for Jammu & Kashmir Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jammu & Kashmir Bank Net Margin % Chart

Jammu & Kashmir Bank Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.58 10.61 21.76 29.31 29.97

Jammu & Kashmir Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.26 26.69 31.83 30.13 30.83

Competitive Comparison of Jammu & Kashmir Bank's Net Margin %

For the Banks - Regional subindustry, Jammu & Kashmir Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jammu & Kashmir Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jammu & Kashmir Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Jammu & Kashmir Bank's Net Margin % falls into.


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Jammu & Kashmir Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Jammu & Kashmir Bank's Net Margin for the fiscal year that ended in Mar. 2025 is calculated as

Net Margin=Net Income (A: Mar. 2025 )/Revenue (A: Mar. 2025 )
=20817.9/69467.6
=29.97 %

Jammu & Kashmir Bank's Net Margin for the quarter that ended in Mar. 2025 is calculated as

Net Margin=Net Income (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=5819.1/18875.5
=30.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Jammu & Kashmir Bank  (NSE:J&KBANK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Jammu & Kashmir Bank Net Margin % Related Terms

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Jammu & Kashmir Bank Business Description

Traded in Other Exchanges
Address
Maulana Azad Road, Srinagar, IND, 190001
Jammu & Kashmir Bank Ltd is a bank that has businesses comprised of treasury, corporate/wholesale banking, retail banking and others. The bank's personal financial products include various loan products, personal account services, term bank deposits, mutual funds, bank cards, and insurance products. The company has Four crucial business segments namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Business. The company generates majority of its revenue from Retail Banking segment. The bank's financial products for businesses include loans, business accounts, and others.

Jammu & Kashmir Bank Headlines

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