Jammu & Kashmir Bank (NSE:J&KBANK) EPS (Basic): ₹21.42 (TTM As of Mar. 2026)


NSE:J&KBANK Jammu & Kashmir Bank Ltd NSE:J&KBANK
50 GF Score
Price ₹159.55
GF Value ₹115.84
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Jammu & Kashmir Bank EPS (Basic)?

Jammu & Kashmir Bank NSE:J&KBANK -0.41% 50 EPS (Basic) is ₹21.42 as of Mar. 2026. GuruFocus rates NSE:J&KBANK with a GF Score™ of 50/100 and a GF Value™ of ₹115.84 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Jammu & Kashmir Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₹7.25. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹21.42.

Jammu & Kashmir Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₹7.25. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹21.42.

Jammu & Kashmir Bank's EPS without NRI for the three months ended in Mar. 2026 was ₹7.25. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 21.42.

During the past 12 months, Jammu & Kashmir Bank's average EPS without NRIGrowth Rate was 13.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 20.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 30.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Jammu & Kashmir Bank's highest 3-Year average EPS without NRI Growth Rate was 46.30% per year. The lowest was -29.80% per year. And the median was 20.90% per year.

Jammu & Kashmir Bank  (NSE:J&KBANK) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Jammu & Kashmir Bank EPS (Basic) Related Terms

Jammu & Kashmir Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Jammu & Kashmir Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jammu & Kashmir Bank EPS (Basic) Chart

Jammu & Kashmir Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.96 12.25 16.84 18.91 21.42

Jammu & Kashmir Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.28 4.40 4.49 5.28 7.25
NSE:J&KBANK
50GF Score
Jammu & Kashmir Bank Ltd NSE:J&KBANK
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Jammu & Kashmir Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Jammu & Kashmir Bank's Basic EPS for the fiscal year that ended in Mar. 2026 is calculated as

Basic EPS (A: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(23595.1-0)/1101.545
=21.42

Jammu & Kashmir Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(7985.6-0)/1101.462
=7.25

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹21.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of ₹21.42 mean?
Jammu & Kashmir Bank (NSE:J&KBANK) has a EPS (Basic) of ₹21.42 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Jammu & Kashmir Bank and its competitors.
Is Jammu & Kashmir Bank's EPS (Basic) too high?
Jammu & Kashmir Bank's current EPS (Basic) is ₹21.42. Overall, Jammu & Kashmir Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jammu & Kashmir Bank's EPS (Basic) compare to competitors?
Jammu & Kashmir Bank's EPS (Basic) of ₹21.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Jammu & Kashmir Bank and its competitors. Jammu & Kashmir Bank's current EPS (Basic) is ₹21.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jammu & Kashmir Bank stock overvalued right now?
Based on GuruFocus' analysis, Jammu & Kashmir Bank (NSE:J&KBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹115.84, compared to a current price of ₹159.55 — trading 37.7% above its estimated fair value. The current EPS (Basic) is ₹21.42. Jammu & Kashmir Bank's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Jammu & Kashmir Bank (NSE:J&KBANK), the current EPS (Basic) is ₹21.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jammu & Kashmir Bank (NSE:J&KBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Jammu & Kashmir Bank stock appears to be overvalued. The current stock price of ₹159.55 is trading 37.7% above its estimated GF Value™ of ₹115.84. GuruFocus considers Jammu & Kashmir Bank to be Significantly Overvalued.

Key valuation signals for NSE:J&KBANK:

  • EPS (Basic): ₹21.42
  • GF Value™: ₹115.84 vs. price of ₹159.55 (37.7% above fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the NSE:J&KBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jammu & Kashmir Bank Business Description

Other Exchanges 532209:India
Address Maulana Azad Road, Srinagar, IND, 190001
Jammu & Kashmir Bank Ltd is a bank that has businesses comprised of treasury, corporate/wholesale banking, retail banking and others. The bank's personal financial products include various loan products, personal account services, term bank deposits, mutual funds, bank cards, and insurance products. The company has Four crucial business segments namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Business. The company generates majority of its revenue from Retail Banking segment. The bank's financial products for businesses include loans, business accounts, agriculture accounts, and others.
50GF Score

Get the complete analysis for NSE:J&KBANK

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹159.55
Price
₹115.84
GF Value