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Accord FinancialTSX:ACD +26.15%37 Earnings per Share (Diluted) is C$-3.72 as of Mar. 2026. GuruFocus rates TSX:ACD with a GF Score™ of 37/100 and a GF Value™ of C$2.06 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 435 Credit Services companies, Accord Financial ranks worse than 229884.83% on this metric.
Accord Financial's EPS (Basic) for the
three
months ended in Mar. 2026 was C$-0.38.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was C$-3.72.
During the past 13 years, Accord Financial's highest 3-Year average EPS without NRI Growth Rate was 41.50% per year. The lowest was -34.10% per year. And the median was 4.35% per year.
Accord Financial (TSX:ACD) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Accord Financial Earnings per Share (Diluted) Related Terms
Accord Financial Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Accord Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Accord Financial Earnings per Share (Diluted) Chart
TSX:ACD vs V, MA, AXP: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, Accord Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Accord Financial PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Accord Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Accord Financial's PE Ratio falls into.
Accord Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Accord Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$-3.72
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of C$-3.72 mean?
Accord Financial (TSX:ACD) has a Earnings per Share (Diluted) of C$-3.72 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Accord Financial and its competitors. According to the industry distribution chart, Accord Financial ranks #999999 out of 435 companies in the Credit Services industry.
Is Accord Financial's Earnings per Share (Diluted) too high?
Accord Financial's current Earnings per Share (Diluted) is C$-3.72. Based on the distribution chart, Accord Financial ranks #999999 out of 435 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Accord Financial has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Accord Financial's Earnings per Share (Diluted) compare to V and MA?
According to the Credit Services industry distribution chart, Accord Financial ranks #999999 out of 435 companies for Earnings per Share (Diluted). This places Accord Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.40, based on 435 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Accord Financial and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Accord Financial's current Earnings per Share (Diluted) is C$-3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Accord Financial stock overvalued right now?
Based on GuruFocus' analysis, Accord Financial (TSX:ACD) is currently considered Significantly Undervalued. The stock's GF Value™ is C$2.06, compared to a current price of C$0.82 — trading 60.2% below its estimated fair value. The current Earnings per Share (Diluted) is C$-3.72. Accord Financial's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Accord Financial (TSX:ACD), the current Earnings per Share (Diluted) is C$-3.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Accord Financial (TSX:ACD) Overvalued in 2026?
Based on GuruFocus' analysis, Accord Financial stock appears to be undervalued.
The current stock price of C$0.82 is trading 60.2% below its estimated GF Value™ of C$2.06.
GuruFocus considers Accord Financial to be Significantly Undervalued.
Key valuation signals for TSX:ACD:
Earnings per Share (Diluted): C$-3.72
GF Value™: C$2.06 vs. price of C$0.82 (60.2% below fair value)
No single metric tells the full story. See the TSX:ACD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Accord Financial Corp is a provider of asset-based financial services to businesses. It is engaged in providing asset-based financing services, including factoring and receivables financing, equipment and inventory financing, leasing, working capital financing, and media financing, to industrial and commercial enterprises, principally in Canada and the United States. Geographically, the company generates the majority of its revenue from Canada.
37GF Score
Get the complete analysis for TSX:ACD
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