Accord Financial (TSX:ACD) Net Loan: C$135.67 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSX:ACD Accord Financial Corp TSX:ACD
35 GF Score
Price C$0.59
GF Value C$2.09
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Accord Financial Net Loan?

Accord Financial TSX:ACD 35 Net Loan is C$135.67 Mil as of Mar. 2026. GuruFocus rates TSX:ACD with a GF Score™ of 35/100 and a GF Value™ of C$2.09 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Accord Financial's quarterly net loan declined from Sep. 2025 (C$398.16 Mil) to Dec. 2025 (C$324.20 Mil) and declined from Dec. 2025 (C$324.20 Mil) to Mar. 2026 (C$135.67 Mil).

Accord Financial's annual net loan declined from Dec. 2023 (C$394.24 Mil) to Dec. 2024 (C$324.20 Mil) and declined from Dec. 2024 (C$324.20 Mil) to Dec. 2025 (C$135.67 Mil).

Accord Financial Net Loan Historical Data

* Premium members only.

The historical data trend for Accord Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Accord Financial Net Loan Chart

Accord Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 393.13 379.29 394.24 354.49 324.20

Accord Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 382.30 386.95 398.16 324.20 135.67
TSX:ACD
35GF Score
Accord Financial Corp TSX:ACD
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Accord Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of C$135.67 Mil mean?
Accord Financial (TSX:ACD) has a Net Loan of C$135.67 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Accord Financial and its competitors.
Is Accord Financial's Net Loan too high?
Accord Financial's current Net Loan is C$135.67 Mil. Overall, Accord Financial has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Accord Financial's Net Loan compare to V and MA?
Accord Financial's Net Loan of C$135.67 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Accord Financial and its competitors. Accord Financial's current Net Loan is C$135.67 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Accord Financial stock overvalued right now?
Based on GuruFocus' analysis, Accord Financial (TSX:ACD) is currently considered Significantly Undervalued. The stock's GF Value™ is C$2.09, compared to a current price of C$0.59 — trading 71.8% below its estimated fair value. The current Net Loan is C$135.67 Mil. Accord Financial's overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Accord Financial (TSX:ACD), the current Net Loan is C$135.67 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Accord Financial (TSX:ACD) Overvalued in 2026?

Based on GuruFocus' analysis, Accord Financial stock appears to be undervalued. The current stock price of C$0.59 is trading 71.8% below its estimated GF Value™ of C$2.09. GuruFocus considers Accord Financial to be Significantly Undervalued.

Key valuation signals for TSX:ACD:

  • Net Loan: C$135.67 Mil
  • GF Value™: C$2.09 vs. price of C$0.59 (71.8% below fair value)
  • GF Score™: 35/100 with 2 warning signs

No single metric tells the full story. See the TSX:ACD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Accord Financial Business Description

Other Exchanges ACCFF:USA
Address 40 Eglinton Avenue East, Suite 602, Toronto, ON, CAN, M4P 3A2
Accord Financial Corp is a provider of asset-based financial services to businesses. It is engaged in providing asset-based financing services, including factoring and receivables financing, equipment and inventory financing, leasing, working capital financing, and media financing, to industrial and commercial enterprises, principally in Canada and the United States. Geographically, the company generates the majority of its revenue from Canada.
35GF Score

Get the complete analysis for TSX:ACD

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$0.59
Price
C$2.09
GF Value